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3913 Southbend Ct, Denison, TX, 75020

4beds
4baths
2,379sqft
$385,000
$162price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Discover a stylish, move-in-ready modern home offering 4 bedrooms, 3.5 baths, and a thoughtfully designed 2-story layout. A dramatic entry opens into the main living room, where soaring ceilings and neutral paint tones create a bright, open atmosphere. The living area flows seamlessly into the contemporary kitchen, centered around a large island with farmhouse sink—perfect for cooking, serving, and gathering. Home chefs will appreciate the 5-burner gas cooktop, built-in oven and microwave, and the refrigerator that stays with the home. Plantation shutters and smart-home features add comfort, efficiency, and a polished finishing touch. Upstairs, a second living area provides a versatile space for a game room, media room, or home office. Three bedrooms and two full baths are located on this level, including one bedroom with its own private ensuite bath, ideal for guests or extended family. Every bedroom is equipped with a walk-in closet, delivering generous storage throughout. A Juliet balcony adds architectural interest and a bit of charm. Step outside to a welcoming patio with a dedicated gas line for your grill, making outdoor cooking and entertaining easy. The 2-car garage stands out with epoxy-coated floors, combining durability with a clean, finished look. The location ties it all together—centrally situated with convenient access to Texoma Medical Center and Texas Instruments, and within walking distance to nearby dining. Blending modern design, smart-home convenience, multiple living areas, a well-appointed kitchen, and walk-in closets in every bedroom, this home is an excellent choice for buyers seeking both function and style.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
5/10
Henry Scott MiddleGrades 7-83.6 mi
5/10
Denison High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Features: En Suite Bathroom,Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Dimensions: 17 x 12

Dining Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 12 x 10

Features

  • Built-in Features,Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Smart Home,Walk-In Closet(s),Wired for Sound
  • Window features: Shutters
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Gas Log,Gas Starter,Living Room,Stone
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 1 x 1

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,379 sqft

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 15 x 16

Master Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Granite Counters,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 17

Property

Details

  • Parcel number: 438383

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Epoxy Flooring,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$411$4,932
Property Taxes $390$4,680
Electricity $261$3,134
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 75020$117
Grayson County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75020$156
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$409,000
2026-03-06Listed for sale$419,000
2025-11-01Listing removed$425,000
2025-07-10Price change$425,000
2025-06-17Price change$430,000
2025-06-05Listed for sale$445,000
2023-03-30Sold--
2022-07-02Pending sale$496,374
2022-06-16Price change$496,374
2022-04-23Listed for sale$486,374

For Sale by Agent

AgentRobin Mata
BrokerageLegacy Property Investments

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