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206/208 HOPKINS Street, Neptune Beach, FL, 32266

6beds
3baths
2,956sqft
$1,275,000
$431price/sqft
$8,070/moest. monthly cost
$322,800/yrincome needed

About This Home

Welcome to 206-208 Hopkins Street, a rare opportunity to own a well-positioned duplex in one of Neptune Beach's most desirable neighborhoods. Located just one and a half blocks from the Atlantic, this property offers the perfect blend of coastal lifestyle and income potential—ideal for investors, multi-generational living, or owner-occupants seeking rental flexibility. Each unit features 3 bedrooms and 3 bathrooms with generous living spaces, functional layouts, and abundant natural light. Unit 206 has been tastefully updated with new bathrooms, flooring, granite countertops, updated fixtures, and a newer HVAC system, delivering a move-in-ready option with modern appeal. Unit 208 provides a blank canvas, ready for your personal design vision or value-add updates. The property offers separate, individually paved backyard areas, creating private outdoor spaces perfect for entertaining or relaxing after a day at the beach. Ample off-street parking adds everyday convenience for both residents and guests. Additional highlights include separate utility meters, private laundry rooms in each unit, modern appliances, and central air conditioningfeatures that make ownership and management straightforward. Major improvements include: Roof replaced in 2018 Newer HVAC in Unit 206 (Northport Heating & Air - 6/11/2023) Newer electrical panels Property repiped with CPVC Hot water heaters approximately 4-17 years old Just a short walk or bike ride to the beach, parks, and the vibrant Neptune Beach town center, this duplex delivers both lifestyle and long-term value in a highly sought-after coastal community. Opportunities like this are raredon't miss your chance to own in Neptune Beach.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Lower Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,536
  • Total interior livable area: 2,956 sqft

Property

Details

  • Parcel number: 1726060000
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Courtyard
  • Fencing: Back Yard

Lot

  • Lot size: 5,227 sqft
  • Features: Other
  • Lot size dimensions: 51 * 106

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$530$6,360
Property Taxes $796$9,552
Electricity $297$3,569
Total$8,070$96,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,685/yr
40% on housing$242,100/yr
45% on housing$215,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 32266$453
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32266$486
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Price change$1,275,000
2026-03-12Price change$1,325,000
2026-02-23Listed for sale$1,350,000
2024-11-14Listing removed$1,282,500
2024-10-24Price change$1,282,500
2024-09-25Listed for sale$1,350,000
2022-06-24Sold$1,230,000
2022-06-01Pending sale$1,330,000
2022-05-21Contingent$1,330,000
2022-05-05Listed for sale$1,330,000
2022-04-29Contingent$1,330,000
2022-04-21Listed for sale$1,330,000

For Sale by Agent

AgentTRACEY PAULSEN
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

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