




1220 Gossamer Hill Dr, Belmont, NC, 28012
About This Home
Welcome to this looks like new home nested in the charming city of Belmont, where comfort, style, and location come together perfectly. Situated in a prime location, this energy-efficient 4 beds, 2 and half bedrooms home offers both inviting indoor spaces and exceptional outdoor living. A welcoming front porch with a storm door sets the tone, creating the perfect spot to relax and enjoy the neighborhood. Step inside, a beautiful wide cut engineering HW wood floor throughout the main floor. Big islander, vent-out gas range let you enjoy cooking for your family and guests. Fireplace give you an accent of holiday and focal point of the family room and a convenient drop zone help keep daily life organized and functional. Step into the backyard and discover a true retreat—large, flat, and fully fenced, backing to peaceful woods that provide privacy and a serene natural backdrop. The outdoor space is designed for both relaxation and entertaining, complete with a covered pergola, paved patio and a cozy firepit area, ideal for gathering with family and friends year-round. Additional upgrades such as gutter guards add extra convenience and long-term value. Back to the upper level, you will find a wide and bright loft at the end of stairs, primary bedroom and suite, 3 secondary bedrooms and a full bathroom provide you and your family a cozy living life. Convenient location, minutes to downtown Belmont, Daniel Stowe Botanical Garden, supermarket, restaurants and shoppes. Don't let this move-in ready home slip away, schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Construction materials: Brick Partial,Fiber Cement
Other
- Builder name: Meritage Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Exhaust Fan,Exhaust Hood,Gas Cooktop,Oven,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Lower Level,Main Level,Washer Hookup
Bathroom Full
- Features: Garden Tub
- Level: Upper
- Area: 56.2864
- Dimensions: 11' 1" X 5' 1"
Bathroom Full
- Level: Upper
- Area: 109.2
- Dimensions: 10' 11" X 10' 0"
Bathroom Half
- Level: Main
- Area: 36.585
- Dimensions: 6' 9" X 5' 5"
Bedroom S
- Level: Upper
- Area: 165.3136
- Dimensions: 11' 1" X 14' 11"
Bedroom S
- Level: Upper
- Area: 174.1164
- Dimensions: 14' 11" X 11' 8"
Bedroom S
- Level: Upper
- Area: 127.42
- Dimensions: 11' 1" X 11' 6"
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Main
- Area: 326.625
- Dimensions: 18' 9" X 17' 5"
Features
- Drop Zone,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
- Door features: Storm Door(s)
- Flooring: Carpet,Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 2,438
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,438
- Total interior livable area: 2,438 sqft
Kitchen
- Level: Main
- Area: 163.13
- Dimensions: 14' 10" X 11' 0"
Laundry
- Level: Upper
- Area: 38.06
- Dimensions: 5' 6" X 6' 11"
Living Room
- Level: Main
- Area: 164.71
- Dimensions: 12' 8" X 13' 0"
Loft
- Level: Upper
- Area: 268.2
- Dimensions: 11' 11" X 22' 6"
Primary Bedroom
- Level: Upper
- Area: 228.14
- Dimensions: 13' 5" X 17' 0"
Property
Details
- Parcel number: 304531
- Zoning: Res
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio
- Exterior features: Fire Pit
- Fencing: Back Yard
- Has view: Yes
- View description: Year Round
Lot
- Lot size: 0.19 Acres
- Features: Level,Open Lot,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $450 | $5,400 |
| Electricity | $227 | $2,724 |
| Total | $3,617 | $43,404 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $550,000 |
| 2026-04-24 | Listed for sale | $575,000 |
| 2022-10-20 | Sold | $500,830 |
| 2022-04-28 | Pending sale | $500,830 |
| 2022-04-27 | Listing removed | -- |
| 2022-04-21 | Listed for sale | $500,830 |
