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8483 Gardenia Dr Lot 1876, Plain City, OH, 43064

4beds
3baths
2,882sqft
$624,900
$217price/sqft
$4,338/moest. monthly cost
$173,520/yrincome needed

About This Home

Welcome HOME to an amazing 4 bed 2.5 bath home in Jerome Village located on a premium wooded lot. The kitchen has a stainless gas oven, 42'' lillian stone gray cabinets, granite counters, pedant lighting and a tile wall backsplash. The owners bath has 35'' cabinets, a quartz counter and an enclosed toilet room, upgraded owner's bath with walk-in shower. An additional 3 bedrooms, a full bath and loft complete the 2nd floor. An eating space off the kitchen, a great room, a flex living space and a laundry room round out the entry level. LVT throughout. Full basement with plumbing rough-in. Walking distance to Eversole Run Middle School.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Abraham Depp ElementaryGrades K-50.3 mi
6/10
10/10
Dublin Jerome High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic/Porcelain,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,882
  • Total interior livable area: 2,882 sqft

Property

Details

  • Parcel number: 1700100152400
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$178$2,136
Property Taxes $692$8,304
Electricity $309$3,709
Total$4,338$52,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,731/yr
40% on housing$130,140/yr
45% on housing$115,680/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 43064$228
Union County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 43064$216
Union County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$638,000
2026-04-11Price change$647,000
2026-03-31Price change$655,900
2026-03-12Listed for sale$665,900
2022-08-16Sold$621,690
2022-04-26Contingent$621,690
2022-04-20Listed for sale$621,690

For Sale by Agent

AgentTae Y Kim
BrokerageKey Realty

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