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11-3195 Pa Alii St, Volcano, HI, 96785

3beds
2baths
1,104sqft
$365,000
$331price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

Experience exceptional value on Hawaii Island with this 3-bedroom, 2-bath home offering comfort, style, and privacy in one of the area’s most desirable locations, Royal Hawaiian Estates. Designed with everyday living and entertaining in mind, the open-concept layout features vaulted ceilings, abundant natural light, and a modern kitchen with granite countertops, stainless steel appliances, and a dishwasher. The spacious primary suite includes a beautifully appointed ensuite bath with a walk-in shower, while the additional bedrooms offer generous closet space and ceiling fans for added comfort. Set on a fully fenced 10,000 sq. ft. lot, the property provides both security and room to enjoy the outdoors. Step outside to a covered lanai just off the dining area—perfect for relaxing or hosting guests. The landscaped yard is filled with tropical plantings, including Areca palms for backyard privacy, bromeliads, ti plants, Hapu‘u ferns, and banana trees that create a lush island setting. An attached carport with an enclosed storage room and washer/dryer completes the home. Located just minutes from Hawai‘i Volcanoes National Park, local restaurants, art galleries, and the Volcano Farmers Market, this property is an outstanding opportunity for a full-time residence, vacation retreat, or investment property. A rare combination of newer construction, thoughtful landscaping, and unbeatable value in the Volcano area. This home is currently in use as a rental with long term tenants on a month to month lease.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-815.3 mi
3/10
Keaau High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave Hood,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Property

Details

  • Parcel number: 3110161020000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Wire

Lot

  • Lot size: 10,000 sqft

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$115$1,380
Property Taxes $106$1,272
Electricity $374$4,497
Total$2,440$29,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$283
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$365,000
2026-04-21Listing removed$400,000
2025-12-01Listed for sale$400,000
2024-09-05Listing removed$2,200
2024-07-30Price change$2,200
2024-06-20Listed for rent$2,400
2022-06-16Sold$350,000
2022-04-20Contingent$350,000
2022-04-18Listed for sale$350,000

For Sale by Agent

AgentMichael W Pipta
BrokerageColdwell Banker Island Properties - Hilo

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