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22375 EDGEWATER DRIVE #123, Punta Gorda, FL, 33980

1beds
1baths
735sqft
$95,000
$129price/sqft
$799/moest. monthly cost
$31,960/yrincome needed

About This Home

Beautiful 1-bedroom, 1-bath lower-level condo located in the all-ages, pet-friendly community of Edgewater Village. This open floor plan offers a spacious kitchen featuring beautiful granite countertops, a breakfast bar, new baseboards, and LifeProof luxury vinyl flooring throughout. The large dining and living room combination provides a comfortable and inviting space for everyday living and entertaining. Recent updates include an HVAC system installed in 2022, and a new wind mitigation report is coming soon, which may provide additional insurance savings. The water heater was replaced in 2017. This property also offers the rare benefit of assumable flood insurance at only $588 annually. Best of all, there are currently no assessments. Enjoy your morning coffee on the paved front patio overlooking the parking area, or relax in the large enclosed rear porch complete with a storage shed for additional storage space. Residents also have access to newly updated community washer and dryer facilities. Life at Edgewater Village is designed to be enjoyed. Residents have access to a variety of well-maintained amenities that encourage both relaxation and an active lifestyle, including a sparkling community pool, inviting clubhouse for social gatherings, tennis and pickleball courts, shuffleboard, bocce ball, and shaded picnic areas perfect for enjoying Florida's beautiful weather. Assigned parking and ample guest parking add an extra level of convenience. Conveniently located near shopping, restaurants, entertainment, elite golf courses, and Florida's beautiful Gulf beaches, this affordable and well-maintained condo offers the perfect opportunity for year-round living, seasonal enjoyment, or investment potential.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
7/10
5/10
Charlotte High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Common Area

Balcony Porch Lanai

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: Corner Unit,End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 735
  • Total interior livable area: 735 sqft

Kitchen

  • Features: Breakfast Bar,Dual Sinks,Granite Counters,Pantry,Stone Counters
  • Level: First
  • Area: 99
  • Dimensions: 9x11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 286
  • Dimensions: 13x22

Primary Bathroom

  • Features: Single Vanity,Tub With Shower
  • Level: First
  • Area: 42.5
  • Dimensions: 5x8.5

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Property

Details

  • Parcel number: 402226801022
  • Zoning: RMF15
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Patio,Rear Porch
  • Exterior features: Courtyard,Private Entrance,Storage

Lot

  • Lot size: 871.20 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$56$672
Property Taxes $66$792
Electricity $197$2,366
Total$799$9,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,394/yr
40% on housing$23,970/yr
45% on housing$21,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 33980$135
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33980$185
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$95,000
2026-05-04Listing removed$110,000
2025-11-04Listed for sale$110,000
2025-11-03Listing removed$125,000
2025-05-05Listed for sale$125,000
2024-06-04Sold$144,900
2024-04-24Pending sale$144,900
2024-04-16Price change$144,900
2022-04-26Pending sale$135,000
2022-04-23Listed for sale$135,000

For Sale by Agent

AgentTricia DeClue
BrokerageRE/MAX PALM REALTY

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