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166 Captiva Dr #10-B, Sunrise Beach, MO, 65079

5beds
6baths
6,123sqft
$4,600,000
$751price/sqft
$28,309/moest. monthly cost
$1,132,360/yrincome needed

About This Home

Fabulous Penthouse in the Lakes' Exclusive Luxury Condo Complex. Cypress at the Lake. Stunning Views for miles from the Roof Top Deck of this Twelve Story Building. Private Elevator Entrance. Five Bedrooms all En-Suite, and One Powder Room. This Condo has it ALL. Two Living Areas, One Formal and One Game / Entertainment Room, Both with Breath-Taking Views. Open Floor Plan with 14 Foot Ceiling throughout. Outdoor Deck area is nearly 1300 Sq Ft of Luxury Entertainment. Large Covered Area with Large Screen TV, Large Luxurious Hot Tub and Fabulous Outdoor Furniture with Gar Firepit. The Complex offers a Gorgeous Outside Pool and Deck area with Covered Cabanas, Area with Gas Cooking Grills, Cozy Sitting Area with Fireplace, Fitness Center and MORE. Total Turnkey, this property includes Luxury Furniture and Decor, Two LARGE Boat Slips 16x54 and 14x40, Two PWC Slips and Three Reserved Spaces in the Parking Garage. All Three Slips have New Boat Lifts and they are Available.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Camdenton Middle SchoolGrades 7-811.9 mi
6/10
Camdenton High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Range,Refrigerator,Stove,Wine Cooler,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Elevator,Furnished,Fireplace,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wired for Sound,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank,Tile
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,123
  • Total interior livable area: 6,123 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01803300000007017261
  • Exclusions: Personal Items.

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Awning(s),Covered,Deck,Open,Patio
  • Exterior features: Concrete Driveway,Deck,Elevator,Hot Tub/Spa,Sprinkler/Irrigation,Patio
  • Has spa: Yes
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Seawall,Lake Front

Lot

  • Features: Lake Front,Sprinklers Automatic

Parking

  • Total spaces: 3
  • Parking features: Assigned,Attached,Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,260$279,120
Home Insurance *$2,819$33,828
Property Taxes $1,763$21,156
Electricity $467$5,610
Total$28,309$339,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$970,594/yr
40% on housing$849,270/yr
45% on housing$754,906/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$751This listing

vs Other Active Listings

Avg $/sqft

ZIP 65079$245
Camden County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 65079
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-08Price change$4,600,000
2025-12-04Price change$4,500,000
2024-11-18Listed for sale$4,750,000
2024-09-30Listing removed$4,890,000
2023-10-20Listed for sale$4,890,000
2022-09-30Sold--
2022-09-06Pending sale$3,499,000
2022-04-15Listed for sale$3,499,000

For Sale by Agent

AgentTINA MARIE STOTLER
BrokerageThe Property Shop at the Lake

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