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12600 Havasu Lake Rd #46, Needles, CA, 92363

3beds
2baths
1,568sqft
$380,000
$242price/sqft
$2,965/moest. monthly cost
$118,600/yrincome needed

About This Home

Looking to live the ultimate Lake Lifestyle, don't miss this home with lake views! Located a few short blocks from the California shoreline of Lake Havasu with 2 marinas that allow short-term and long-term slip rentals, plus miles of off-roading trails. Located in the gated community of Vista Del Lago which offers a community pool, spa, clubhouse, showers, putting green and workout room, not to mention you OWN YOUR LAND. This home has central A/C, inside laundry, a large carport, covered patio that has access through two sliders leading you into the gorgeous kitchen and den, luxury laminate flooring, amazing light that comes through the many large windows, 2 generously sized bedrooms and a main bedroom with an ensuite bathroom. The stainless steal appliances are included!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Needles Middle SchoolGrades 6-827.0 mi
4/10
Needles High SchoolGrades 9-1227.0 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2022

Materials

  • Foundation: Permanent
  • Roof: Shingle
  • Construction materials: Drywall,Fiber Cement,Lap Siding

Other

  • Builder name: Skyline

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Range,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Water To Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Inside

Bathroom

  • Features: Dual Sinks,Solid Surface Counters,Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Crown Molding,Eat-in Kitchen,High Ceilings,Living Room Deck Attached,Open Floorplan,Pantry,Recessed Lighting,Solid Surface Counters,Unfurnished,Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
  • Door features: Panel Doors
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,568 sqft

Kitchen

  • Features: Kitchen Island,Solid Surface Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs,Parking,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 0649421460000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Patio & porch: Covered,Patio
  • Exterior features: Awning(s)
  • Has spa: Yes
  • Spa features: Association,Community,Heated,In Ground
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 5,830 sqft
  • Features: Close to Clubhouse,Street Level

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Concrete,Carport,Driveway Level,Driveway,Deck
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$415$4,980
Property Taxes $231$2,772
Electricity $398$4,786
Total$2,965$35,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,657/yr
40% on housing$88,950/yr
45% on housing$79,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 92363$85
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92363$111
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$380,000
2025-10-10Listing removed$380,000
2025-06-23Price change$380,000
2023-03-22Pending sale$330,000
2023-02-23Contingent$330,000
2022-12-12Listed for sale$330,000

For Sale by Agent

AgentNicole Palanjian
BrokerageLuxe Real Estate

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