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4985 Goya Ct, Loveland, CO, 80538

3beds
3baths
2,899sqft
$559,000
$193price/sqft
$3,527/moest. monthly cost
$141,080/yrincome needed

About This Home

Welcome home to this beautiful two-story residence featuring the highly sought-after convenience of a main-floor primary suite and stunning open views of farmland to the north and mountain vistas to the west. Thoughtfully designed for comfortable everyday living, this exceptional floor plan offers everything you need on the main level, including a spacious primary retreat with a luxurious five-piece ensuite bath, walk-in closet, and main floor laundry room. The bright, open-concept living space is filled with natural light and showcases beautiful luxury vinyl plank flooring throughout the living room, kitchen, and hallways. The stylish kitchen features crisp white cabinetry, quartz countertops, a designer tile backsplash, pantry, and plenty of workspace for cooking and entertaining. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious loft that's perfect as a second living area, home office, playroom, or workout space. Upgraded tile finishes in every bathroom add a touch of elegance throughout the home. The unfinished basement provides abundant storage or the opportunity to create the space you've always wanted-whether it's a recreation room, home gym, additional bedrooms, or a media room.Built with energy efficiency in mind, this home includes a tankless water heater, 95% efficient furnace with advanced air sealing, HERS Energy Rating, Energy Star windows, and a smartphone-compatible thermostat for year-round comfort and lower utility costs. Step outside to enjoy the fully fenced backyard with a spacious patio where you can unwind while taking in breathtaking Colorado sunsets and mountain views. As an added bonus, the Wilson Commons HOA includes access to a wonderful neighborhood park with low HOA dues and no metro tax! Located in the Ponderosa Elementary, Lucile Erwin Middle School, and Loveland High School area. Easy shot to Fort Collins and close to lots of trails and natural areas.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
6/10
Loveland High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Other

  • Builder model: Briggsdale
  • Builder name: Aspen Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Upper
  • Area: 150
  • Dimensions: 10 x 15

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Finished area above ground: 1,787

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,787
  • Total interior livable area: 2,899 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 9 x 13

Laundry

  • Level: Main
  • Area: 18
  • Dimensions: 3 x 6

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15 x 17

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1637945
  • Zoning: P-69
  • Special condition: Private Owner
  • Exclusions: Shoe cabinet by front door,bike rack in garage

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: Hills,Plains View

Lot

  • Lot size: 4,400 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$241$2,892
Property Taxes $242$2,904
Electricity $218$2,626
Total$3,527$42,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,925/yr
40% on housing$105,810/yr
45% on housing$94,053/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Pending sale$559,000
2026-07-25Listed for sale$559,000
2022-08-09Listing removed--
2022-07-31Listed for rent$2,750
2022-07-27Sold$546,669
2022-04-21Pending sale$538,135
2022-04-15Listed for sale$538,135

For Sale by Agent

AgentJill Leichliter
BrokerageRE/MAX Alliance-Loveland

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