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4415 S Rotterdam Dr, Bloomington, IN, 47401

5beds
3baths
3,804sqft
$799,900
$210price/sqft
$5,235/moest. monthly cost
$209,400/yrincome needed

About This Home

This stunning ranch over a finished basement, built in 2022, has an open-concept floor plan. The home includes 5 bedrooms and 3 bathrooms, with a beautifully designed kitchen including custom Amish cabinetry, solid-surface countertops, a tile backsplash, a pantry, and a spacious island for extra workspace. The light-filled living room features large windows, a cozy gas fireplace, and seamless flow into the kitchen and dining areas—perfect for both everyday living and entertaining. The main-level primary suite includes a dual-sink vanity, walk-in tile shower, relaxing soaker tub, private commode, and a generous walk-in closet. Two additional bedrooms, a full hall bath, and a laundry room complete the main floor. Downstairs, the finished basement offers a large family room, two bedrooms with ample closets, a den, a full bathroom, and a poured-concrete storm room. The home’s oversized garage conveniently opens to a covered rear deck, ideal for outdoor enjoyment. The backyard is quiet with tree line in the back and a horse pasture to one side offering a private location at the end of a quiet cul-de-sac.

Getting Around

5
WalkingCar-Dependent
16
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

4/10
6/10
10/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Stone,Cement Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Concrete,Sump Pump

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180

Family Room

  • Level: Basement
  • Area: 1040

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Cathedral Ceiling(s),Walk-In Closet(s),Countertops-Solid Surf,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Double Vanity,Tub and Separate Shower,Tub/Shower Combination,Main Level Bedroom Suite,Great Room
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,902
  • Finished area above ground: 1,902

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,804
  • Total interior livable area: 3,804 sqft

Kitchen

  • Level: Main
  • Area: 220

Living Room

  • Level: Main
  • Area: 352

Office

  • Level: Basement
  • Area: 308

Property

Details

  • Parcel number: 530821100090.032008

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck Covered,Porch Covered
  • Fencing: None

Lot

  • Lot size: 10,018 sqft
  • Features: Cul-De-Sac,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 136'X78'

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$350$4,200
Property Taxes $493$5,916
Electricity $348$4,184
Total$5,235$62,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,485/yr
40% on housing$157,050/yr
45% on housing$139,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 47401$171
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47401$176
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$799,900
2024-04-04Sold$739,000
2024-02-23Listed for sale$749,000
2023-03-20Sold$680,000
2023-02-24Pending sale$699,000
2023-01-13Listed for sale$699,000
2022-12-12Listing removed--
2022-11-17Price change$699,000
2022-06-20Price change$719,000
2022-04-13Listed for sale$699,999

For Sale by Agent

AgentHeather Groves
BrokerageSterling Real Estate

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