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6725 State Highway 304, Ten Mile, TN, 37880

2beds
1baths
1,350sqft
$425,000
$315price/sqft
$2,832/moest. monthly cost
$113,280/yrincome needed

About This Home

Escape to your waterfront dream on Watts Bar Lake, where this stunning lakefront retreat offers the perfect blend of relaxation and adventure. Nestled on a serene, level lot, this charming home boasts direct access to seasonal water, making it a paradise for water lovers. Launch your boat or kayak from your private dock, or simply unwind by the shore and take in the picturesque views. This property is built for fun and convenience, with a spacious detached garage providing plenty of room for all your lake toys--jet skis, fishing gear, and more. Whether you're seeking a personal getaway, a full-time lakeside residence, or a profitable Airbnb, this property delivers year-round recreation and tranquility. Inside, step through the inviting covered porch into a sun-filled, open-concept living area with large windows that frame the natural beauty outside. The interior features low-maintenance luxury vinyl plank flooring, an eat-in kitchen, a generous main bedroom with a king-sized bed, and a well-appointed bath with a walk-in shower. The upper-level open loft offers flexibility, with space for two twin beds and a queen, along with pre-installed plumbing to easily add a half-bath if desired. The outdoor space is just as impressive. A wrap-around deck on the east and south sides offers breathtaking lake views, while the park-like grounds border TVA land, providing ample space for outdoor activities and the feel of an extra acre to enjoy. Deeded dock space is included, making this home ideal for boating enthusiasts. Enjoy boating from spring to fall. The expansive front yard includes an RV hookup and a privacy fence for added seclusion, while the backyard is an entertainer's dream with an outdoor shower, firepit, and a detached garage/workshop with a grilling station. For investors, this property offers a turnkey opportunity with furniture included at the right price. Detailed booking schedules and income reports are available, making this an attractive investment option.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Meigs Middle SchoolGrades 6-813.7 mi
6/10
Meigs County High SchoolGrades 9-1214.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Water Heater,Microwave,Plumbed For Ice Maker,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Primary Downstairs,Vaulted Ceiling(s),Wired for Data
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Baseboard,Central,Ductless,Electric
  • Cooling features: Central Air,Ductless,Electric,Multi Units

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 006 007.00
  • Special condition: Standard
  • Other equipment: List Available,Negotiable

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Porch,Wrap Around
  • Exterior features: Balcony,Barbecue,Boat Slip,Fire Pit,Outdoor Shower,Storage,Dock - Stationary
  • Spa features: None
  • Fencing: Fenced,Partial,Wood
  • Has view: Yes
  • View description: Lake,River,Water
  • Has water view: Yes
  • Water view: Lake,River,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,River Front

Lot

  • Lot size: 0.53 Acres
  • Features: Lake on Lot,Level,Other,Views,Waterfront
  • Lot size dimensions: 206.34 x 43.20

Parking

  • Total spaces: 1
  • Parking features: Circular Driveway,Garage,Gravel,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $207$2,484
Property Taxes $301$3,612
Electricity $175$2,103
Total$2,832$33,984

Income You'd Need if You Spent...

35% on housing$97,097/yr
40% on housing$84,960/yr
45% on housing$75,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 37880$174
Meigs County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 37880
Meigs County$282

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$425,000
2024-12-10Listing removed$459,200
2024-11-21Price change$459,200
2024-11-13Price change$464,900
2024-10-07Price change$474,200
2024-09-24Price change$479,600
2024-09-06Price change$489,600
2024-08-09Listed for sale$495,600
2022-06-21Sold$345,000
2022-04-11Listed for sale$349,000
2022-04-11Pending sale$349,000
2022-04-10Listed for sale$349,000

For Sale by Agent

AgentMelody McNeill
BrokerageCENTURY 21 Legacy

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