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441 Community Ln, Painesville, OH, 44077

2beds
3baths
2,447sqft
$395,000
$161price/sqft
$2,922/moest. monthly cost
$116,880/yrincome needed

About This Home

Like new, and without the wait! Built in 2022, this modern ranch effortlessly combines luxury, convenience, and functional living space. The bright, light-filled main level features 2 spacious bedrooms and 2 full bathrooms, anchored by an open-concept living area with soaring vaulted ceilings, a cozy gas fireplace, and sleek LVP flooring throughout. Nearby, elegant French double doors open into a dedicated home office or den, while the gourmet kitchen stands out as a chef's dream with custom white cabinetry, quartz countertops, modern statement lighting, and a large center island with an undermount sink. The kitchen seamlessly flows into the rear breakfast room with large windows overlooking the private, fully-fenced backyard. It features an expansive multi-tier, maintenance-free composite deck, a stamped concrete patio, and a hard-top gazebo ideal for year-round outdoor entertaining. The interior living space extends downstairs to the finished basement complete with a custom bar and a full bath; perfect for movie nights or hosting guests. The basement also provides ample storage on the unfinished side, as well as in the large finished room with custom shelving. Tankless water heater. Attached 2-car garage with storage. Nothing to do but move in!

Getting Around

10
WalkingCar-Dependent
22
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
Heritage Middle SchoolGrades 6-81.5 mi
4/10
Harvey High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2022

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bath/Stubbed,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan,Storage,Vaulted Ceiling(s),Bar,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 819
  • Finished area above ground: 1,628

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,447
  • Total interior livable area: 2,447 sqft

Property

Details

  • Parcel number: 15C0240000820

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Patio
  • Fencing: Privacy,Wood

Lot

  • Lot size: 10,676 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$170$2,040
Property Taxes $493$5,916
Electricity $262$3,149
Total$2,922$35,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,182/yr
40% on housing$87,660/yr
45% on housing$77,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 44077$141
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44077$172
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$395,000
2026-05-03Listing removed$419,900
2026-03-12Price change$419,900
2026-02-03Listed for sale$429,900
2022-10-18Sold$338,000
2022-07-06Sold$38,000
2022-05-24Pending sale$346,020
2022-05-12Price change$346,020
2022-04-08Listed for sale$334,045

For Sale by Agent

AgentAmanda Carter
BrokerageThe Agency Cleveland Northcoast

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