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1522 Harbor Point Dr #E-201, Osage Beach, MO, 65065

2beds
2baths
840sqft
$315,000
$375price/sqft
$2,032/moest. monthly cost
$81,280/yrincome needed

About This Home

Completely Remodeled, Feels like you are sitting on the water, Walk In Unit. Harbor Point Condominiums! Nestled at the sought-after 21MM of Lake of the Ozarks, this beautifully remodeled 2-bedroom, 2-bathroom end unit offers unparalleled convenience and charm. Boasting walk-in access, this condo features custom cabinets, shiplap accents, high-end appliances, stunning handmade walnut countertops, and a farmhouse sink that ties together the modern yet cozy aesthetic. Fully furnished and turn-key, this property is perfect for a relaxing vacation getaway or a lucrative nightly rental. Step outside to enjoy the community amenities, including a pool, tennis court, and clubhouse. Your private 10x30 boat slip is just steps away, ensuring effortless lake days. Don’t miss the chance to make lifelong memories in this exceptional lakefront condo. Schedule your showing today and see why Harbor Point is the perfect place to call home!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-89.9 mi
6/10
Camdenton High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Microwave,Range,Refrigerator,Stove
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Furnished
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 08200430000007016506

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Tennis Court(s)
  • On waterfront: Yes
  • Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$179$2,148
Property Taxes $120$1,440
Electricity $141$1,693
Total$2,032$24,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,668/yr
40% on housing$60,960/yr
45% on housing$54,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$369
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$327,000
2026-04-01Price change$330,000
2026-02-03Price change$335,000
2025-10-02Price change$340,000
2025-08-22Price change$348,000
2025-06-23Price change$350,000
2025-01-10Listed for sale$355,000
2022-06-03Sold--
2022-04-15Contingent$400,000
2022-04-08Listed for sale$400,000

For Sale by Agent

AgentMARR / ELLIOTT & ASSOCIATES MARR, SOPHIA, RE/MAX Lake of the Ozarks, AMBER ELLIOTT, RE/MAX Lake of the Ozarks
BrokerageRE/MAX Lake of the Ozarks

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