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499 Delaware Avenue, Albany, NY, 12209

7beds
4baths
3,368sqft
$410,000
$122price/sqft
$3,397/moest. monthly cost
$135,880/yrincome needed

About This Home

Great investment property. Turn key 4 unit. New appliances in all units. Hardwood floors in all units. Off street parking for 3 plus cars. All tenants month to month and paying .

Getting Around

71
WalkingVery Walkable
40
TransitSome Transit
56
BikeBikeable

Schools

6/10
4/10
Albany High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Quadruplex,Multi Family

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Vinyl,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 3,368

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 3,368
  • Total interior livable area: 3,368 sqft

Property

Details

  • Parcel number: 499
  • Attached to another structure: Yes
  • Zoning description: Multi Residence

Features

  • Patio & porch: Covered,Front Porch
  • Exterior features: None
  • Fencing: Front Yard
  • Has view: Yes
  • View description: Downtown

Lot

  • Lot size: 32,167 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Albany County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$188$2,256
Property Taxes $580$6,960
Electricity $556$6,679
Total$3,397$40,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,468/yr
40% on housing$101,910/yr
45% on housing$90,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -5.7%
-5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 12209$171
Albany County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 12209$185
Albany County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$410,000
2026-04-10Listed for sale$425,000
2023-09-13Sold$310,000
2022-04-15Pending sale$299,900
2022-04-08Listed for sale$299,900

For Sale by Agent

AgentRobin R Boice
BrokerageRed Door Realty NY Inc

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