365 Lower Star Creek Rd, Morganton, GA, 30560
About This Home
Rare find on Lake Blue Ridge! Situated on approximately 4 breathtaking acres with stunning long-range mountain views and an impressive 486.92 feet of lake frontage, this unique property offers the perfect blend of privacy, relaxation, and mountain lake living. The existing garage apartment provides comfortable accommodations for weekend escapes, extended stays, or guest use while enjoying everything this incredible property has to offer. Adding to the appeal is an extraordinary custom Wahoo aluminum double-decker dock designed for entertaining and enjoying the ultimate lake lifestyle. The expansive dock features a large main deck and upper covered deck, all finished with premium TimberTech decking for beauty and durability. The dock accommodates two boats and two wave runners and includes a gated gangway for easy access to the water, plus a LakeEze ladder, bronze telescoping flagpole, electrical wiring for lights and receptacles, big-screen TV, refrigerator/freezer, and four Ring floodlights for added convenience and security. Dock available separately via bill of sale. Enjoy peaceful mountain surroundings, exceptional waterfront amenities, and endless possibilities in one remarkable Lake Blue Ridge property.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: To Be Built
- New construction: Yes
- Year built: 2016
Materials
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Cabin
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Freezer
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Wood,High Speed Internet
- Window features: Vinyl
- Flooring: Tile
- Fireplace features: None
Heating & Cooling
- Heating features: Mini-Split
- Cooling features: Mini-Split
Interior Area
- Total structure area: 378
- Total interior livable area: 378 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0023 11904
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Covered
- Exterior features: Dock,Retaining Walls
- Has view: Yes
- View description: Mountain(s),Lake,Trees/Woods
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Lake Blue Ridge,Lake Blue Ridge
- Frontage type: Lakefront
- Topography of land: Sloping
Lot
- Lot size: 4.05 Acres
Parking
- Total spaces: 3
- Parking features: Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Drought
- Landslide
- Strong Wind
- Hail
- Ice Storm
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,101 | $109,212 |
| Home Insurance * | $642 | $7,704 |
| Property Taxes | $600 | $7,200 |
| Electricity | $219 | $2,637 |
| Total | $10,562 | $126,744 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $1,850,000 |
| 2026-04-01 | Listed for sale | $2,075,000 |
| 2026-02-19 | Listing removed | $2,075,000 |
| 2025-10-07 | Price change | $2,075,000 |
| 2025-09-20 | Listed for sale | $2,100,000 |
| 2024-05-30 | Sold | $1,900,000 |
| 2024-04-24 | Pending sale | $1,950,000 |
| 2024-04-12 | Listed for sale | $1,950,000 |
| 2024-02-02 | Listing removed | $1,750,000 |
| 2022-04-06 | Pending sale | $1,750,000 |
| 2022-04-05 | Listed for sale | $1,750,000 |
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