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1991 Key Bay Trl, Kissimmee, FL, 34747

2beds
2baths
1,437sqft
$293,000
$204price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Experience easy, low-maintenance living in this 2023-built villa located within a guard-gated 55+ resort-style community. Designed for comfort and simplicity, the open layout creates a natural flow between the kitchen and main living areas, extending to a covered back porch for relaxed indoor-outdoor living. The true highlight is the lifestyle, with access to a 12,000 square foot clubhouse featuring a heated pool, fitness center, tennis, pickleball, and bocce courts, along with a full calendar of social activities. HOA coverage includes exterior maintenance, roof, and landscaping, offering a convenient lock-and-leave option. A great opportunity to own a newer home in a community designed for connection, ease, and everyday enjoyment.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

9/10
Celebration SchoolGrades K-82.9 mi
4/10
Poinciana High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 1,437 sqft

Kitchen

  • Features: Pantry
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 152527357100015520
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s)

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,481$17,772
Home Insurance *$201$2,412
Property Taxes $178$2,136
Electricity $197$2,366
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 34747$218
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34747$229
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Price change$296,901
2025-12-11Price change$299,900
2025-12-04Price change$329,900
2025-11-13Price change$353,000
2025-09-09Listed for sale$360,000
2023-04-03Sold$341,990
2022-11-10Price change$341,990
2022-10-24Price change$387,990
2022-10-09Price change$317,990
2022-10-06Price change$387,990
2022-07-29Price change$399,990
2022-04-12Price change$373,990
2022-04-08Price change$508,990
2022-04-05Listed for sale$369,990

For Sale by Agent

AgentJessica Collins
BrokerageMARK SPAIN REAL ESTATE

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