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1987 Key Bay Trl, Kissimmee, FL, 34747

2beds
2baths
1,437sqft
$339,000
$236price/sqft
$2,283/moest. monthly cost
$91,320/yrincome needed

About This Home

Move-in ready 2-bedroom, 2-bath villa in Four Seasons at Orlando, a gated 55+ active adult community in Kissimmee (34747), just 15 minutes from Walt Disney World and Celebration. This beautifully upgraded, maintenance-free home by K. Hovnanian offers an open-concept floor plan filled with natural light and designer finishes throughout. The gourmet kitchen features quartz countertops, a gas cooktop, stainless steel appliances, an oversized island with seating, and abundant cabinet storage, ideal for entertaining or casual mornings. Laminate flooring, a tray ceiling, and a neutral palette add an upscale feel throughout the main living area. The private screened lanai is a true outdoor retreat with a custom summer kitchen, extended paver patio, and privacy wall, perfect for year round Florida living. A screened front porch offers a second shaded spot to enjoy the breeze. The spacious primary suite includes a walk-in closet and spa-style bath with dual vanities, quartz counters, and a walk-in shower with built-in bench. A split floor plan places the guest bedroom and full bath on the opposite side for privacy. Residents of Four Seasons at Orlando enjoy a 12,000 sq ft clubhouse, resort-style pool, lap pool, pickleball, tennis, bocce ball, fitness center, and on-site social events. Golf at Mystic Dunes is just minutes away. Conveniently located near Disney, Celebration, Champions Gate, Posner Park shopping, I-4, and SR-429. 1437 sq ft | Built 2023 | 2-car garage | 24-Hour Guard.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

9/10
Celebration SchoolGrades K-82.9 mi
4/10
Poinciana High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Range Hood
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 119
  • Dimensions: 17x7

Features

  • Ceiling Fan(s),Crown Molding,Open Floorplan,Stone Counters,Thermostat,Tray Ceiling(s)
  • Door features: Outdoor Kitchen
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,060
  • Total interior livable area: 1,437 sqft

Kitchen

  • Features: Stone Counters
  • Level: First
  • Area: 228
  • Dimensions: 19x12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 152527357100015530
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Outdoor Kitchen

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$233$2,796
Property Taxes $139$1,668
Electricity $197$2,366
Total$2,283$27,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,274/yr
40% on housing$68,490/yr
45% on housing$60,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 34747$218
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34747$229
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$339,000
2025-10-27Price change$349,900
2025-09-09Price change$364,990
2025-07-08Price change$370,000
2025-04-25Price change$380,000
2025-03-25Price change$384,900
2025-02-21Price change$390,000
2025-01-17Listed for sale$405,000
2023-04-06Sold$343,990
2022-12-07Listing removed--
2022-12-06Price change$343,990
2022-07-29Price change$399,990
2022-04-08Price change$373,990
2022-04-05Listed for sale$354,990

For Sale by Agent

AgentNatalie Casanova
BrokerageKELLER WILLIAMS ADVANTAGE III

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