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86 N Ridge Brook Dr, Felton, DE, 19943

4beds
3baths
2,747sqft
$485,000
$177price/sqft
$3,054/moest. monthly cost
$122,160/yrincome needed

About This Home

Beautifully designed Cape Cod-style home offering the perfect blend of comfort, space, and timeless charm! This spacious 4-bedroom, 2.5-bath single-family home features a desirable first-floor owner’s suite complete with a luxurious 5-piece bathroom and generous closet space for all your storage needs. The thoughtfully designed main level also includes a private office, elegant hallway molding/wainscoting, and soaring 9-foot ceilings that create an open and inviting atmosphere. All other bedrooms with walk in closets are upstairs; The kitchen is sure to impress with 42-inch cabinetry, granite countertops, stainless steel appliances, and plenty of prep and storage space for everyday living and entertaining. Upstairs, enjoy the convenience of a dedicated laundry room along with spacious secondary bedrooms. Need more room? The unfinished attic space above the garage offers endless possibilities for future expansion or additional storage. The oversized 2-car garage also provides plenty of room for shelving, storage, or hobby space. A wonderful opportunity to own a well-appointed home with room to grow! Step outside to relax on the rear patio overlooking the large yard—perfect for gatherings, gardening, or simply unwinding at the end of the day. Situated at the end of the street, this home offers added privacy and extra outdoor space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
Lake Forest High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 2,747

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,247
  • Total interior livable area: 2,747 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: SM0012903031000000
  • Zoning: AC
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$137$1,644
Property Taxes $162$1,944
Electricity $303$3,645
Total$3,054$36,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,708/yr
40% on housing$91,620/yr
45% on housing$81,440/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 19943$157
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19943$196
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-03-01Sold$443,900
2023-02-03Pending sale$443,900
2023-01-27Contingent$443,900
2023-01-05Price change$443,900
2022-12-12Listed for sale$444,500
2022-12-07Contingent$444,500
2022-09-03Listed for sale$444,500
2022-09-01Pending sale$444,500
2022-08-08Price change$444,500
2022-06-23Price change$449,500
2022-06-10Price change$472,891
2022-05-31Price change$492,891
2022-04-05Listed for sale$493,391

Coming Soon

AgentToya Borjigin
BrokerageTesla Realty Group, LLC

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