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385 Tennis Ln, Winter Haven, FL, 33881

2beds
2baths
0sqft
$65,000
--price/sqft
$624/moest. monthly cost
$24,960/yrincome needed

About This Home

Community living in a great location with tons of activities in the very popular 55+ gated community of Swiss Golf and Tennis in Winter Haven, FL. This 1989 Homes of Merit 2 bedroom, 2 bath has a nice roomy entryway with laminate flooring throughout and the layout is spacious and open. You will find updates in the bathrooms with newer sink, flooring, commode, faucet, and lighting. The living room has plenty of room (17.8 x 20.10) to enjoy wide open space, for family, friends and entertaining. Off the kitchen you will also love the breakfast nook to enjoy that morning cup of coffee with plenty of natural light from the bay windows. If you like a large master suite, this is it along with a large ensuite bath. From newer subflooring throughout, upgraded laminate flooring, new primary bath (2024), new stove (2022-air fryer-convection), newer roof (2023) and newer ac unit (2022). You won't want to miss out on this home. I want to help you find the place you can call home and enjoy the real Florida life here with us in Swiss Golf and Tennis/Hidden Golf Club. The 2024 monthly Lot lease is $628.00, which includes all the amenities of Swiss Golf and Tennis and Hidden Golf Club. Swiss Golf & Tennis is located on beautiful Lake Henry with opportunities to fish, go boating & enjoy the gorgeous sunsets. It is a very active 55+ Golf community. There are 2 clubhouses, 2 pools with Hot tubs, Fitness Room, Billiards Room, Library, Pro Shop for the 18-hole golf course, tennis court, and an onsite Restaurant and Pub with so much more! . Property address is 385 Tennis Lane, Winter Haven, FL 33881 Contact Cindy Minnick with Sun Resales See Virtual Tour!!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

3/10
3/10
3/10
Haines City Senior High SchoolGrades PK,9-124.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total structure area: 1,456

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 628

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$60$720
Property Taxes $39$468
Electricity $197$2,366
Total$624$7,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,394/yr
40% on housing$18,720/yr
45% on housing$16,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33881$89
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33881$165
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Listed for sale$65,000
2025-08-20Listing removed$78,900
2025-04-03Price change$78,900
2024-08-24Listed for sale$89,900
2022-09-04Listing removed--
2022-07-06Listed for sale$88,900
2022-07-01Contingent$88,900
2022-05-29Price change$88,900
2022-04-03Listed for sale$98,500

For Sale by Agent

AgentCindy Minnick
BrokerageSun Resales, Inc.

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