685 River Cliff Ln, Counce, TN, 38326
About This Home
Welcome to 685 River Cliff Ln in the desirable Rivercliff subdivision of Counce, TN. This elegant 5BR/4BA home sits on a beautifully landscaped 0.75-acre hilltop lot with sweeping river views and a deeded boat slip in the private marina across the street with 24/7 access—perfect for enjoying Pickwick Lake. Recently reduced in price, this home offers exceptional value. Inside, enjoy a spacious 23x24 great room with vaulted and smooth ceilings and abundant natural light. The kitchen features granite countertops and ample space for cooking and gathering. The main level includes 3BR/3BA, while upstairs offers 2 additional bedrooms. The primary suite has private access to a large deck with stunning water views—ideal for morning coffee or evening sunsets.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Roof: Composition Shingles
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Cooktop,Dishwasher,Dryer,Refrigerator,Self Cleaning Oven,Washer
- Laundry features: Laundry Closet
Bedroom2
- Features: Hardwood Floor
- Level: First
- Area: 144
Bedroom3
- Features: Hardwood Floor
- Level: First
- Area: 144
Bedroom4
- Features: Shared Bath
- Level: Second
- Area: 252
Bedroom5
- Features: Shared Bath
- Level: Second
- Area: 126
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Bonus Room
- Area: 460
Den
- Area: 552
Dining Room
- Area: 192
Features
- 1 or More BR Down,Full Bath Down,Primary Down,Split Bedroom Plan,Vaulted/Coffered Primary,Two Story Foyer,2 or More Baths,2nd Bedroom,3rd Bedroom,Breakfast Room,Den/Great Room,Kitchen,Media Room,Primary Bedroom,Sun Room,1 Bath,4th or More Bedrooms,Bonus Room,Square Feet Source: Appraisal
- Window features: Double Pane Windows
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: In Den/Great Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,925 sqft
Kitchen
- Features: Separate Breakfast Room
- Area: 228
Living Room
- Features: Great Room
Master Bathroom
- Features: Full Bath
Master Bedroom
- Features: Hardwood Floor,Walk-In Closet(s)
- Level: First
- Area: 238
Office
- Area: 200
Property
Details
- Parcel number: 173E A 028.00
Features
- Stories: 2
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Living area range: 3800-3999
Lot
- Features: Corner Lot,Landscaped,Some Trees
- Lot size dimensions: 147.37 x IRR
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear,Driveway/Pad
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Landslide
- Lightning
- Tornado
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance | $1,037 | $12,444 |
| Property Taxes | $322 | $3,864 |
| Electricity | $318 | $3,826 |
| Total | $6,222 | $74,664 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Price change | $975,000 |
| 2025-07-03 | Listed for sale | $999,000 |
| 2012-02-08 | Sold | $675,000 |
For Sale by Agent
View on Zillow