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171 Strong Hill Road, Westford, NY, 13488

1beds
1baths
526sqft
$189,900
$361price/sqft
$1,674/moest. monthly cost
$66,960/yrincome needed

About This Home

A nestled creek-side private getaway, this property redefines the ultimate country escape. Hidden away in a serene wooded setting, the charming cabin sits directly alongside the gentle flow of a babbling brook. Designed to harmoniously blend with its natural surroundings, a wrap-around deck built right along the shore provides an unmatched vantage point to take in the soothing sights and sounds of the gentle current below--creating an extraordinary outdoor entertainment space. Inside, rich hardwood floors and exposed-beam cathedral ceilings create an inviting, cabin-in-the-woods ambiance. The main living space features an open layout and expansive picture windows that frame peaceful scenery. The character-filled, updated kitchen is thoughtfully appointed, complemented by an updated bath. Upstairs, the charming loft bedroom offers a peaceful retreat with pine ceilings, and a view overlooking the main level. An ideal Airbnb investment, this secluded cabin in the woods sleeps four in a prime location. Generate income while reserving your own personal getaway. Outside, the property serves as a true sanctuary, complete with a stone fire pit right by the bank, a picnic site for al fresco dining, a convenient detached garage, and the peace of mind of a brand-new drilled well. Situated in scenic Westford, this private sanctuary offers total rural seclusion without sacrificing convenience. Located just 10 minutes from I-88 and 20 minutes from historic Cooperstown, you are within effortless reach of Otsego Lake, Glimmerglass State Park, the Fenimore Art Museum, and the National Baseball Hall of Fame. With quick commutes to Oneonta, Cobleskill, and Albany, this magical retreat delivers the ultimate Upstate escape near local dining, craft breweries, and year-round outdoor recreation.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Schenevus Central SchoolGrades PK-127.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Open Floorplan
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 526

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 526
  • Total interior livable area: 526 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 366400 150.00133
  • Zoning: RA

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 1.21 Acres
  • Features: Private,Secluded,Views

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$225$2,700
Property Taxes $243$2,916
Electricity $246$2,954
Total$1,674$20,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,394/yr
40% on housing$50,220/yr
45% on housing$44,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 13488
Otsego County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 13488$94
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$179,900
2026-07-20Listed for sale$189,900
2018-01-16Sold$23,000

For Sale by Agent

AgentMatthew Loder
BrokerageCountry Boy Realty

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