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146 Flower Hill, Kingston, NY, 12401

3beds
3baths
1,576sqft
$549,000
$348price/sqft
$3,951/moest. monthly cost
$158,040/yrincome needed

About This Home

Stunning...Brick mid-century ranch distinguished by clean architectural lines, an open floor plan, and thoughtfully curated updates. The renovated kitchen integrates effortlessly with the living and dining spaces, where expansive windows fill the interior with natural light and a wood-burning fireplace serves as a refined focal point. The home offers three bedrooms, including a primary suite with an en-suite bath, as well as an additional full bath and a powder room. Sliding doors from both the living area and the primary bedroom lead to a covered courtyard, creating a private outdoor extension of the home's living space. Set on a quiet cul-de-sac, the property is moments from Uptown Kingston, Wiltwyck Golf Club, and a variety of restaurants, shops, and leisure destinations. A balanced expression of mid-century design and contemporary comfort, this residence is both architecturally distinctive and exceptionally livable. A 3D Walkthrough Tour is available in the digital Lookbook or by request.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Harry L Edson SchoolGrades K-40.8 mi
4/10
4/10
Kingston High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Refrigerator,Range,Gas Range,Free-Standing Gas Range,Exhaust Fan,Electric Water Heater,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block,Full,Storage Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bookcases,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,His and Hers Closets
  • Window features: Display Window(s),Garden Window(s)
  • Flooring: Ceramic Tile,Stone,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,576

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Details

  • Parcel number: 515400
  • Zoning: res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Awning(s),Covered,Front Porch,Side Porch
  • Exterior features: Awning(s),Courtyard,Garden,Private Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.51 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Native Plants

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Private,Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$174$2,088
Property Taxes $741$8,892
Electricity $260$3,125
Total$3,951$47,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,462/yr
40% on housing$118,530/yr
45% on housing$105,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 12401$258
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12401$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$549,000
2026-08-10Contingent$549,000
2026-07-22Listed for sale$549,000
2023-05-08Sold$435,000
2023-04-03Contingent$450,000
2022-11-12Price change$450,000
2022-09-30Price change$470,000
2022-07-25Price change$499,000
2022-07-23Listed for sale$549,000
2009-11-13Sold$225,000

For Sale by Agent

AgentNicole Polito
BrokerageColdwell Banker Village Green

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