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`8824 Sunrise Shores Cir #3, Saint Germain, WI, 54558

2beds
1baths
570sqft
$350,000
$614price/sqft
$2,254/moest. monthly cost
$90,160/yrincome needed

About This Home

Year-round lakefront living on Big St. Germain Lake! Located at Sunrise Shores Condominiums, this charming 2-bedroom, 1-bath condo offers an unbeatable combination of comfort, character, and Northwoods lake life. Positioned right on the water, the unit includes its own designated boat slip/dock space for easy access to one of the area’s premier full-rec lakes. Inside, you’ll love the cozy fieldstone fireplace that anchors the inviting living space, while large lakeside windows bring in beautiful water views. Step outside to the screened gazebo, the perfect spot for relaxing summer evenings, entertaining guests, or enjoying your morning coffee by the lake. This year-round condo also includes multiple storage lockers, providing plenty of room for lake toys, fishing gear, and seasonal items. Whether you're seeking a weekend retreat, rental opportunity, or full-time up-north getaway, this waterfront condo checks all the boxes. Enjoy shared ownership of 306' of sandy lake frontage and 3.2 acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Northland Pines High SchoolGrades 7-1214.0 mi

Construction

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cabin,One Story
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 10x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Main Level Primary,Vaulted Ceiling(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 570

Heating

  • Heating features: Baseboard,Electric,Propane

Interior Area

  • Total structure area: 570
  • Total interior livable area: 570 sqft

Kitchen

  • Level: First
  • Dimensions: 10x9

Living Room

  • Level: First
  • Dimensions: 9x13

Master Bedroom

  • Level: First
  • Dimensions: 12x8

Mud Room

  • Level: First
  • Dimensions: 5x9

Property

Details

  • Parcel number: 2489133
  • Zoning description: Recreational

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Boat Slip,Dock,Propane Tank - Owned
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Lake Front
  • Waterbody name: BIG ST GERMAIN
  • Frontage type: Lakefront
  • Frontage length: 306,306

Lot

  • Lot size: 3.20 Acres
  • Features: Lake Front,Level

Parking

  • Total spaces: 2
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$113$1,356
Property Taxes $201$2,412
Electricity $171$2,054
Total$2,254$27,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,280/yr
40% on housing$67,620/yr
45% on housing$60,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 54558$232
Vilas County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 54558
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Contingent$350,000
2026-05-27Listed for sale$350,000
2014-09-30Sold$149,900
2012-06-18Sold$139,000

For Sale by Agent

AgentRICHELLE & TIM KRUSE
BrokerageELIASON REALTY - ST GERMAIN

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