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96 Bowers St #2L, Jersey City, NJ, 07307

1beds
1baths
529sqft
$369,000
$698price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Introducing a fantastic opportunity to own a modern, south-facing 1-bedroom, 1-bathroom condo in the highly sought-after Jersey City Heights. This historic building was thoughtfully converted in 2011 into six stylish residences, blending character with contemporary living. Step into this well-designed home featuring a functional open-concept layout that seamlessly connects the living and kitchen areas. The kitchen is enhanced by a window that brings in natural light, along with stainless steel appliances, granite countertops, and elegant dual-tone cabinetry. An eye-catching 18-bulb Edison chandelier adds warmth and character to the living space. This residence showcases a range of distinctive details, including a beautifully restored exposed brick accent wall, high ceilings, a chic minimalist bathroom, modern lighting fixtures, and rich Kempas solid wood flooring throughout. Additional highlights include central AC/heat (condenser replaced in March 2024), an in-unit washer/dryer, overhead storage compartments above closets, a deeded basement storage room (8’10” by 4’5” with 6’8” ceiling height), and access to a shared backyard.

Getting Around

98
WalkingWalker's Paradise
72
TransitExcellent Transit
76
BikeVery Bikeable

Schools

6/10
Christa McAuliffe SchoolGrades PK-80.1 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 529
  • Total interior livable area: 529 sqft

Property

Details

  • Other equipment: Intercom
  • Exclusions: Seller's personal property

Lot

  • Features: Shared Backyard

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$77$924
Property Taxes $479$5,748
Electricity $193$2,318
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$698This listing

vs Other Active Listings

Avg $/sqft

ZIP 07307$513
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07307$590
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$375,000
2024-10-18Sold$350,000
2024-09-23Listed for sale$339,500
2024-08-19Listing removed--
2024-05-07Listed for sale$369,500
2010-12-29Sold$127,500

For Sale by Agent

AgentRUISI SHI
BrokerageCORCORAN SAWYER SMITH

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