See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

401 Harmon Cove Tower #401, Secaucus, NJ, 07094

3beds
3baths
2,366sqft
$479,000
$202price/sqft
$3,413/moest. monthly cost
$136,520/yrincome needed

About This Home

Marvel at this expansive 2,366 sq. ft. duplex penthouse alternative in the prestigious Harmon Cove Towers. Designed for seamless indoor-outdoor living, this 3-bedroom, 2.5-baths residence boasts two private walk-out terraces. The main level welcomes you with a sprawling open-concept layout where the Large living room, formal dining area, and family room/ versatile Den are framed by enormous windows and sliding glass doors lead to one of two private walk-out terraces, offering breathtaking views of the NYC skyline- Perfect for entertaining or quiet relaxation against a world-class backdrop. The large chef’s kitchen features stainless steel appliances, abundant cabinetry, and a center island perfect for hosting. As-Is Retreat to the lower-level primary sanctuary, featuring its own private terrace, three large closets incl the walk-in closet, and a spa-inspired ensuite with dual vanities and a tub. Two additional generous bedrooms, a full hallway bath, and in-unit laundry complete the floor. Bright, Hardwood floors throughout, Central A/C, one indoor parking space comes with the unit, Ample closet space throughout Enjoy world-class amenities including a 24-hour doorman/ concierge, security, Elevators, pool, kids pool, gym with steam/ sauna room & locker room, tennis courts/ basketball court, game room/ recreation room, bike room, Indoor kids play room/ nursery, Play area, dog park & much more. A commuter's Dream with covered bus-stop directly under the building with express NJ transit bus to NYC and proximity to Secaucus Junction. Quiet town w/ great schools, restaurants, parks, sports field, town pool, recreation center, stores etc. Great location close to NJ Turnpike, Route 3 & Newark Airport, 20 minutes or less to NYC, MetLife Stadium & American Dream Mall.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Secaucus Middle SchoolGrades 6-82.1 mi
7/10
Secaucus High SchoolGrades 9-122.1 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Terrace,2 Other Rooms
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,366
  • Total interior livable area: 2,366 sqft

Property

Parking

  • Parking features: 1 Car,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Heat Wave
Cold Wave
Earthquake
Hail
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$109$1,308
Property Taxes $622$7,464
Electricity $260$3,129
Total$3,413$40,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,017/yr
40% on housing$102,390/yr
45% on housing$91,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 07094$316
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07094$399
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$479,000
2026-01-07Price change$485,000
2025-06-09Listed for sale$499,000
2025-05-13Listing removed$499,000
2025-04-23Price change$499,000
2025-03-01Price change$524,000
2025-01-20Listed for sale$530,000

For Sale by Agent

AgentRUCHIKA GOGIA
BrokerageREMAX SELECT

Similar Homes