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9610 Victoria Ln #D-202, Naples, FL, 34109

2beds
2baths
1,193sqft
$269,999
$226price/sqft
$1,876/moest. monthly cost
$75,040/yrincome needed

About This Home

Enjoy breathtaking waterfront views of the serene lake right from your private, covered balcony, perfect for relaxing with your morning coffee or unwinding at sunset. This bright and airy home features an open-concept living space with ample natural light, a well-appointed kitchen, and spacious bedrooms. The primary bedroom boasts two windows, enhancing natural light and offering a welcoming atmosphere. The community offers fantastic amenities, such as a tennis court and a saltwater and climate controlled community pool. The condominium is located at the entrance of the famous Victoria Park neighborhood, which is popular during Halloween & Christmas holidays for its light/decorations! If you have children its a short walk to the top elementary and high schools in Naples.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
9/10
Pine Ridge Middle SchoolGrades 6-83.3 mi
--
Hospital/HomeboundGrades K-122.8 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Self Cleaning Oven,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,297
  • Total interior livable area: 1,193 sqft

Property

Details

  • Parcel number: 79907501523
  • Attached to another structure: Yes

Features

  • Pool features: Association
  • Patio & porch: Screened Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Assigned,Covered,Guest,Limited # Of Vehicle
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$182$2,184
Property Taxes $132$1,584
Electricity $197$2,366
Total$1,876$22,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,320/yr
40% on housing$56,280/yr
45% on housing$50,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 34109$450
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34109$412
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Pending sale$269,999
2025-12-17Listed for sale$269,999
2025-12-09Pending sale$269,999
2025-11-28Listed for sale$269,999
2025-05-02Listing removed$317,000
2025-03-19Listed for sale$317,000

For Sale by Agent

AgentBecky Mato PA
BrokerageMato Realty, LLC

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