See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

260 Southern Pines Rd, Santa Rosa Beach, FL, 32459

3beds
3baths
1,856sqft
$490,000
$264price/sqft
$3,290/moest. monthly cost
$131,600/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home nestled at the end of a quiet cul-de-sac in one of Santa Rosa Beach's charming, family-friendly neighborhoods. Perfectly located just minutes from the area's world-famous white sand beaches, Choctawhatchee Bay, shopping, dining, and everything South Walton has to offer, this home combines comfort, convenience, and thoughtful upgrades.Step inside to discover an inviting open-concept floor plan featuring a stylish kitchen with a custom backsplash, brushed gold hardware and faucet, and stainless steel appliances. The spacious living and dining areas flow seamlessly to the covered back patio, creating the perfect space for entertaining or relaxing outdoors. Upstairs, the oversized primary suite offers a peaceful retreat with two walk-in closets and a private balcony overlooking the cul-de-sac. The fully fenced backyard has been enhanced with an extended privacy fence, sod, and an outdoor trash enclosure, providing both functionality and privacy. The current owners have invested in numerous improvements, including: * Front landscaping and sod refreshed * Gutters added * Ceiling fans installed * Wax rings on all toilets replaced * Dryer vent professionally cleaned and roof vent cap replaced (2023) * HVAC professionally serviced and cleaned (2023) * Vivint security system with interior and exterior equipment (negotiable with sale) Don't miss your opportunity to own this well-appointed Santa Rosa Beach home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-58.6 mi
8/10
8/10
South Walton High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Frame,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 151.2
  • Dimensions: 12.6 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 89.1
  • Dimensions: 9 x 9.9

Features

  • Breakfast Bar,Recessed Lighting,Pantry
  • Flooring: Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Kitchen

  • Level: First
  • Area: 139.2
  • Dimensions: 12 x 11.6

Living Room

  • Level: First
  • Area: 228
  • Dimensions: 15.2 x 15

Master Bedroom

  • Level: Second
  • Area: 221.52
  • Dimensions: 14.2 x 15.6

Property

Details

  • Parcel number: 242S20331820000260
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Balcony,Private Yard

Lot

  • Lot size: 3,920 sqft
  • Features: Survey Available
  • Lot size dimensions: 33 x 91

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$416$4,992
Property Taxes $200$2,400
Electricity $197$2,366
Total$3,290$39,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,800/yr
40% on housing$98,700/yr
45% on housing$87,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 32459$604
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32459$509
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$490,000
2024-11-14Listing removed$475,000
2024-11-12Price change$475,000
2024-10-18Price change$525,000
2024-10-03Listed for sale$580,000
2022-08-12Sold$475,000
2022-07-03Pending sale$474,500
2022-07-03Price change$474,500
2022-07-01Price change$477,500
2022-06-24Listed for sale$484,900
2022-05-16Pending sale$484,900
2022-05-08Price change$484,900
2022-05-04Price change$499,900
2022-05-02Price change$504,900
2022-04-28Price change$512,500
2022-03-31Pending sale$499,500
2022-03-31Listed for sale$499,500

For Sale by Agent

AgentBrianna R Anderson
BrokerageBeach House Sales and Development

Similar Homes