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412 S Fir Ave, Absecon, NJ, 08205

4beds
3baths
2,173sqft
$469,000
$216price/sqft
$3,538/moest. monthly cost
$141,520/yrincome needed

About This Home

Welcome home to this beautiful 4-bedroom, 2.5-bath residence in the sought-after University Park community—where comfort, convenience, and thoughtful upgrades come together to create the perfect place to make lasting memories. From the moment you walk inside, you’ll appreciate the warmth and character of the hardwood floors throughout the home, the inviting layout, and the attention to detail in every space. The updated kitchen is designed for both everyday living and entertaining, featuring upgraded cabinetry, a center island, and a full appliance package that makes meal preparation effortless. The spacious finished basement provides valuable additional living space, perfect for a family room, home theater, playroom, home office, gym, or guest area. It’s a beautifully completed space that expands the possibilities of this already impressive home. Step outside and enjoy your own private retreat with a white vinyl fenced yard, professional landscaping, Trex decking, and a five-zone sprinkler system. Whether you’re hosting gatherings, relaxing after a long day, or enjoying outdoor activities, this backyard is designed for making memories. Located close to the beach, expressway, and Stockton University, this home offers the ideal combination of lifestyle and accessibility. With generous living space, modern upgrades, and a true move-in-ready feel, this gem is waiting for you to call it home!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Absegami High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: 6 Ft. or More Head Room,Finished,Full,Heated

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Cathedral Ceiling(s),Carbon Monoxide Detector,Kitchen Island,Storage,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Hardwood,Tile,W/W Carpet
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 2,173 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 3.01

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard,Sprinkler System
  • Has spa: Yes
  • Fencing: Fenced

Lot

  • Lot size: 9,375 sqft
  • Lot size dimensions: 75 x 125

Parking

  • Parking features: Parking Pad,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$202$2,424
Property Taxes $726$8,712
Electricity $239$2,874
Total$3,538$42,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,302/yr
40% on housing$106,140/yr
45% on housing$94,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$176
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$469,000

For Sale by Agent

AgentLisa Marie Timko, RSOS
BrokerageKELLER WILLIAMS REALTY ATLANTIC SHORE-BRIGANTINE

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