




21 Monroe #B-11, Margate City, NJ, 08402
About This Home
A real peach just one block from the beach! A true one-bedroom condo—not a motel conversion—with its own dedicated parking space in the heart of Margate. Leave the car behind and enjoy a short stroll to the beach, restaurants, shopping, and more. This second-floor unit features a balcony, a kitchen with granite countertops, a built-in microwave, electric cooking, upgraded lifetime luxury vinyl flooring, recessed lighting in the living room, and ceiling fans with lights in both the living room and bedroom. The bathroom includes a newer vanity and toilet and a brand-new hot water heater adds peace of mind. The spacious bedroom has two closets, while the in-unit washer and dryer provide everyday convenience. Owners can have an up to 25 lb dog. Being sold fully furnished, this move-in-ready condo is perfect as a shore retreat or year-round residence.
Getting Around
Schools
Construction
Materials
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Electric Stove,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Pets Allowed
Heating & Cooling
- Heating features: Electric
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 606
- Total interior livable area: 606 sqft
Property
Details
- Parcel number: 201.B11
Features
- Levels: One
- Stories: 2
Parking
- Total spaces: 1
- Parking features: Assigned,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Hurricane
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,223 | $26,676 |
| Home Insurance * | $93 | $1,116 |
| Property Taxes | $681 | $8,172 |
| Electricity | $193 | $2,318 |
| Total | $3,190 | $38,280 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $439,800 |
| 2026-07-02 | Listed for sale | $439,900 |
