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623 Biscayne Ave, Galloway, NJ, 08205

3beds
3baths
1,900sqft
$434,900
$229price/sqft
$3,269/moest. monthly cost
$130,760/yrincome needed

About This Home

This custom quality built Unique sprawling rancher is everything you’ve been looking for. You will Enter the home via the expansive foyer with a sitting area . The Spacious open flowing floor plan is perfect for entertaining . Home features cathedral ceilings with recessed lighting for optimal brightness.The Open kitchen layout has ample cabinets and countertops and a breakfast nook overlooking the deck and large yard , perfect for barbecues and gatherings. Amazing shelved pantry will provide maximum storage. We continue the concept of the open flowing floor plan with The large great room. Relax by the gas fireplace for perfect ambiance..The Spacious dining room will accommodate a large dining room table and breakfront perfect for large gatherings .The Main en-suite has a private bathroom with Jacuzzi tub and stall shower and large walk in closet. There is an Additional bedroom with a private full bath which is located just off the great room.There is a large bonus room being used as an office with built in book shelves and pocket doors , that could be used as a third bedroom. You’ll appreciate the large laundry room with a great shelved storage closet and room for an auxiliary refrigerator or freezer and utility sink. There is a convenient powder room right off the foyer. Home features hardwood floors throughout ,tiled floors in the bathrooms, and carpeting in the two bedrooms . You will appreciate all the great closet and storage space this home has to offer…Including a 2 car attached garage. Great location,peaceful county setting yet Just minutes to casinos and beaches , parkway and shopping. .Yes you can have it all..this home checks all the boxes..

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
2/10
4/10
Absegami High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Stove,Microwave,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Cathedral Ceiling(s),Carbon Monoxide Detector,Storage,Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Window features: Blinds
  • Flooring: Hardwood,Tile,W/W Carpet
  • Fireplace features: Built-In,Family Room,Gas Log,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 53.01

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Porch

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 91 x 153

Parking

  • Total spaces: 3
  • Parking features: Parking Pad,Garage,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Hurricane
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$187$2,244
Property Taxes $674$8,088
Electricity $209$2,513
Total$3,269$39,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,080/yr
40% on housing$98,070/yr
45% on housing$87,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 08205$175
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08205$223
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$449,000
2026-03-07Price change$469,900
2026-02-17Listed for sale$479,900
2003-09-29Sold$30,000

For Sale by Agent

AgentDARYL LAND
BrokerageBALSLEY/LOSCO

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