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1772 Main Street, Chatham, MA, 02633

0beds
1baths
600sqft
$699,999
$1,167price/sqft
$4,546/moest. monthly cost
$181,840/yrincome needed

About This Home

Prime Chatham Residential Potential with R20 Zoning! This unique property offers a rare opportunity to create a standalone single-family home just moments from the vibrant heart of downtown Chatham. Prospective buyers should note that the building is currently utilized as a commercial barber shop under a 1969 variance; however, it is situated in the R20 residential zone. This provides a compelling path for conversion: by petitioning the Zoning Board of Appeals (ZBA) to lift the existing variance, a new owner could return the property to its residential roots as a charming coastal cottage or private pied-a-terre.The 600-square-foot building sits on a prominent corner lot on Route 28 with dedicated front and rear parking. It is fully equipped with town water and sewer (rated for 550 GPD), natural gas heat, and a 2020 mini-split for cooling. The interior already features a sink and laundry area, offering a head start on a residential floor plan. While any change of use from ''Personal and Household Services'' requires formal ZBA approval, the R20 zoning makes this a high-potential project for a custom home. Shown by appointment only.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
4/10
8/10

Construction

Condition

  • Property condition: Updated/Remodeled, Approximate
  • Year built: 1960

Materials

  • Roof: Asphalt, Pitched
  • Construction materials: Clapboard,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • HU Cable TV
  • Flooring: Vinyl,Laminate

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: CHAT M:08E B:0032 L:L1A
  • Zoning: R20
  • Special condition: None

Features

  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$274$3,288
Property Taxes $379$4,548
Electricity $354$4,259
Total$4,546$54,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,862/yr
40% on housing$136,380/yr
45% on housing$121,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,167This listing

vs Other Active Listings

Avg $/sqft

ZIP 02633$1,123
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02633$767
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$699,999
2026-04-13Listed for sale$700,000

For Sale by Agent

AgentErin Terkelsen
BrokerageLPT Realty

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