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1096 Scenic Gulf Dr Unit G19, Miramar Beach, FL, 32550

1beds
1baths
518sqft
$355,000
$685price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Motivated Sellers! Impeccably remodeled and professionally furnished by Sugar Beach Interiors, this ground floor unit features a rare large private patio that opens to the rear of the building and is just 100 yards from the beach. Recent upgrades abound, including: Removal of Popcorn Ceilings, Fresh Paint Throughout, Enhanced Cabinet Hardware and Trim work, New Interior Doors, Stylish (LVP) flooring, Updated Sinks and Countertops in the kitchen and bathrooms, Modern Shower with Frameless Tempered Glass Door, Upgraded Shower Drain and Plumbing, New Water Valves, Contemporary Vertical Blinds and Custom Shelving, New HVAC unit with Smart Thermostat. Rental projection estimates are 40K - 50K. Amenities: SPA, Pool, Fitness Center, Laundry, BBQ Area, Restaurant, Tennis and Private Beach.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1990

Materials

  • Roof: Flat
  • Construction materials: Concrete,Stucco,Steel Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Bathroom

  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 518
  • Total interior livable area: 518 sqft

Kitchen

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14 x 14

Master Bathroom

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Property

Details

  • Parcel number: 322S2142600000SA19

Features

  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Outdoor Grill,Tennis Court(s)
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$452$5,424
Property Taxes $144$1,728
Electricity $197$2,366
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$685This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$431
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$355,000
2025-07-08Listed for sale$365,000
2025-05-07Listing removed$355,400
2025-02-04Price change$355,400
2025-01-02Listed for sale$365,000
2024-11-25Listing removed$375,000
2024-10-03Listed for sale$375,000
2024-08-02Listing removed$375,000
2024-04-15Price change$389,900
2024-01-31Price change$399,900
2023-12-07Listed for sale$419,900
2023-09-29Sold$235,000
2023-09-08Pending sale$235,000

For Sale by Agent

AgentKenneth R Koger
BrokerageCentury 21 AllPoints Realty

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