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775 Gulf Shore Dr Unit 2075, Destin, FL, 32541

1beds
1baths
629sqft
$365,000
$580price/sqft
$2,276/moest. monthly cost
$91,040/yrincome needed

About This Home

**Seller Offering $5K Flex Cash Closing Costs.**Here is your slice of paradise in Destin, FL! This charming 1 bedroom, 1 bath Sandpiper Cove condo offers the perfect blend of convenience and luxury living. Situated in the heart of downtown Destin, this Turn Key property boasts proximity to shopping, entertainment, and an array of dining options, both fine and casual-making it an excellent investment option for long or short term guests or family retreat. Stepping inside you'll find a cozy, welcoming interior, complete with all the comforts of home. The highlight of this condo is its oversized Trex deck, expanding the living space and is perfect for alfresco dining, reading, or soaking in the warm Florida sun.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-41.0 mi
8/10
Destin Middle SchoolGrades 5-83.5 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1976

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding,Trim Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 117
  • Dimensions: 9 x 13

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Breakfast Bar
  • Window features: Storm Window(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 629
  • Total interior livable area: 629 sqft

Kitchen

  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 002S22213J002700E0

Features

  • Patio & porch: Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$55$660
Property Taxes $179$2,148
Electricity $197$2,366
Total$2,276$27,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,034/yr
40% on housing$68,280/yr
45% on housing$60,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-11Listed for sale$365,000
2026-01-01Listing removed$370,000
2025-07-09Listed for sale$370,000
2025-07-01Listing removed$375,000
2025-02-03Listed for sale$375,000
2025-02-01Listing removed$375,000
2024-10-01Listed for sale$375,000
2024-08-06Listing removed$375,000
2024-03-21Listed for sale$375,000

For Sale by Agent

AgentSandra D Farr
BrokeragesimpliHOM

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