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4600 Cloudcrest Dr, Medford, OR, 97504

4beds
4baths
5,347sqft
$749,000
$140price/sqft
$4,909/moest. monthly cost
$196,360/yrincome needed

About This Home

Discover the possibilities and enjoy flexible living with this exceptional dual-living property offering 4,639 sq. ft. on 0.22 acres with a 4-car garage and sweeping valley views. The main home (4600) features 3 bedrooms, 2.5 baths, an office, formal dining with 9-ft ceilings, a spacious living room with a 10-ft movie screen, and a chef's kitchen with granite countertops and a 14-ft island that seats 10. The attached 708 sq. ft. second home (4604) offers its own private entrance, 1 bedroom, 1 bath, full kitchen, living room, laundry, separate electrical panel and water heater, and is connected by double locked doors--perfect for multi-generational living, guests, or potential rental income. Additional highlights include a 1,100 sq. ft. finished daylight basement plumbed for a future bath, abundant storage, pantry, ductless HVAC, easy-care yard, a 25-ft rock climbing wall, and a convenient location close to shopping, dining, hiking, and biking. Motivated seller--bring all offers!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

5/10
Hedrick Middle SchoolGrades 6-83.3 mi
7/10
North Medford High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter,Stemwall
  • Roof: Composition
  • Construction materials: Block,Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,Granite Counters,In-Law Floorplan,Kitchen Island,Primary Downstairs,Shower/Tub Combo,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames,Wood Frames
  • Flooring: Concrete,Laminate,Vinyl
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump,Other
  • Cooling features: Ductless,Central Air,Heat Pump

Interior Area

  • Total structure area: 4,639
  • Total interior livable area: 5,347 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Full Bath,Grip-Accessible Features

Details

  • Parcel number: 10975319
  • Zoning description: SFR-4
  • Special condition: Standard

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Patio & porch: Covered Deck,Deck,Rear Porch,Side Porch,See Remarks
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood,Territorial,Valley

Lot

  • Lot size: 9,583 sqft
  • Features: Drip System,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage Door Opener,Heated Garage,Storage,Other
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$182$2,184
Property Taxes $455$5,460
Electricity $485$5,823
Total$4,909$58,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,308/yr
40% on housing$147,270/yr
45% on housing$130,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 97504$258
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97504$270
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$749,000

For Sale by Agent

AgentShanon K Pewtress
BrokerageMedford Oregon Real Estate Inc

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