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408 S Adelia Rd, Springfield, IL, 62704

2beds
2baths
1,482sqft
$154,500
$104price/sqft
$1,284/moest. monthly cost
$51,360/yrincome needed

About This Home

Welcome home to this adorable and charming Cape Cod, perfectly blending character with thoughtful updates! This 2-bedroom, 2 full bath home features a freshly repainted interior (2026), creating a bright, move-in-ready space. Enjoy peace of mind with a full tear off roof completed in May 2026, a radon mitigation system already installed and new electrical outlets throughout the home (2026). The kitchen comes complete with all of the appliances and the unfinished basement offers endless possibilities for storage or future expansion. Outside, you’ll love the fully fenced backyard, plus the storage shed stays. Ideally located within walking distance of Washington Park, this charming home is ready for its next owner!

Getting Around

44
WalkingCar-Dependent
33
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Dubois Elementary SchoolGrades K-50.3 mi
2/10
U S Grant Middle SchoolGrades 6-80.4 mi
5/10
Springfield High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 12ft 6in x 12ft 3in

Bedroom2

  • Level: Upper
  • Dimensions: 12ft 5in x 11ft 8in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Blinds

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,482
  • Total interior livable area: 1,482 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 4in x 18ft 2in

Laundry

  • Level: Basement

Living Room

  • Level: Main
  • Dimensions: 13ft 2in x 13ft 11in

Main Level

  • Area: 885

Other

  • Level: Main
  • Dimensions: 13ft 2in x 15ft 5in

Upper Level

  • Area: 597

Property

Details

  • Parcel number: 14320228011
  • Other equipment: Radon Mitigation System

Features

  • Patio & porch: Deck

Lot

  • Lot size: 4,791 sqft
  • Features: Level,Other
  • Lot size dimensions: 40 x 123

Parking

  • Parking features: On Street,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $781$9,372
Home Insurance *$130$1,560
Property Taxes $243$2,916
Electricity $130$1,569
Total$1,284$15,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,022/yr
40% on housing$38,520/yr
45% on housing$34,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 62704$103
Sangamon County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 62704$110
Sangamon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$154,500
2026-08-06Contingent$154,500
2026-08-03Listed for sale$154,500
2014-06-27Sold$81,000

For Sale by Agent

AgentJane Hay
BrokerageThe Real Estate Group, Inc.

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