See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

68 Montgomery St #3, Bloomfield, NJ, 07003

1beds
1baths
--sqft
$259,000
--price/sqft
$2,025/moest. monthly cost
$81,000/yrincome needed

About This Home

This unit comes with a large garage, assigned parking space, and large storage area!! Welcome home to this inviting one-bedroom condo offering comfort, convenience, and an unbeatable location. The bright, open layout creates a warm and welcoming atmosphere, with a spacious living area and a generously sized bedroom featuring ample closet space. The kitchen offers plenty of cabinet storage and functional workspace for everyday living. Enjoy low-maintenance living in a well-maintained community with easy access to shopping, restaurants, parks, and everyday conveniences. Ideally situated near public transportation and major highways. The roof was replaced in 2025. LOW HOAs at only $250 per month. Washer/dryer in building.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
5/10
Bloomfield Middle SchoolGrades 7-82.2 mi
4/10
Bloomfield High SchoolGrades 9-120.9 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Storage

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • One Floor Living

Property

Details

  • Other equipment: Intercom

Features

  • Waterfront features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$70$840
Property Taxes $453$5,436
Electricity $193$2,318
Total$2,025$24,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,428/yr
40% on housing$60,750/yr
45% on housing$54,000/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07003$320
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07003$415
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$259,000

For Sale by Agent

AgentJuliet Payseur
BrokerageCurated Realty

Similar Homes