




62 Breakers Ln, Ridgeland, MS, 39157
About This Home
Wake up to open water views and end your day with unforgettable sunsets--this is Reservoir living at its finest. Positioned in The Breakers, one of the Reservoir's premier gated communities, this beautifully updated 2 bedroom, 2.5 bath condo (~1,597 sq ft) delivers the rare combination of panoramic ''big water'' views, move-in ready condition, and a private garage + boat slip--a combination that is hard to find. From the moment you step inside, the water takes center stage. The spacious living room features rich wood flooring, a gas-start fireplace, and direct access to a covered porch overlooking the Reservoir. Entertain with ease thanks to the built-in bar area with icemaker, while guests enjoy the stylish half bath on the main level featuring a unique lighted countertop. The kitchen is both functional and inviting, offering granite countertops, tile backsplash, stainless steel appliances (including refrigerator), a walk-in pantry, and flexible space for dining and additional seating. Upstairs, the primary suite is a true retreat--generously sized with private balcony access and sweeping water views that never get old. The remodeled bath includes double granite vanities, a jetted tub, a full steam shower, and a large walk-in closet. The second bedroom is equally spacious with a dedicated desk area, and the guest bath features granite countertops and a tub/shower combination. On the lower level, you'll find a one-car garage, laundry room, and additional storage--a major advantage, as many units only offer carports. What truly sets this property apart: Expansive ''big water'' views from BOTH porch and private balcony Included boat slip for immediate access to Reservoir living One-car garage not a carport Updated interior with wood floors (no carpet) and move-in ready condition Life at The Breakers feels like a resort, with gated access and security cameras ,boat slip, a pool, clubhouse, and an HOA that covers exterior maintenance, roof, landscaping, pest/termite control, trash, and even internet service--allowing you to spend more time enjoying the water and less time on upkeep. Conveniently located near dining, shopping, and entertainment, yet tucked away enough to enjoy peaceful waterfront living. If you've been waiting for the right combination of view, condition, and amenities--this is it.
Getting Around
Schools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1983
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: HardiPlank Type
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Residential,Condominium
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Electric Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceiling Fan(s),Double Vanity,Dry Bar,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,Open Floorplan,Pantry,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
- Door features: Dead Bolt Lock(s)
- Window features: Blinds,Window Treatments
- Flooring: Ceramic Tile,Wood
- Fireplace features: Gas Starter,Great Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,597
- Total interior livable area: 1,597 sqft
Property
Details
- Parcel number: 072h27c0180000
Features
- Levels: Multi/Split
- Patio & porch: Porch,Rear Porch,See Remarks
- Exterior features: Balcony,Boat Slip,Lighting,Rain Gutters
- Fencing: None
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Reservoir,Waterfront
Lot
- Lot size: 871.20 sqft
- Features: Views
Parking
- Total spaces: 1
- Parking features: Attached,Garage Door Opener,Garage Faces Front,Direct Access,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Madison County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $260 | $3,120 |
| Property Taxes | $180 | $2,160 |
| Electricity | $192 | $2,304 |
| Total | $2,401 | $28,812 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $365,000 |
| 2026-03-18 | Listing removed | $395,000 |
| 2026-01-20 | Listed for sale | $395,000 |
| 2026-01-13 | Listing removed | $395,000 |
| 2025-07-12 | Listed for sale | $395,000 |
