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608 Main St, Paterson, NJ, 07503

6beds
3baths
0sqft
$449,000
--price/sqft
$3,537/moest. monthly cost
$141,480/yrincome needed

About This Home

Great opportunity for investors with this mixed use property in Paterson. Store front Bodega in the first unit with 2 apartments in the upper level. Both apartments feature the same layout with living room, kitchen, 3 beds and 1 bath on each floor. Unfished basement for storage.

Getting Around

81
WalkingVery Walkable
54
TransitGood Transit
51
BikeBikeable

Schools

4/10
School 8Grades K-80.1 mi
5/10
International High SchoolGrades 9-120.6 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • See Remarks,Bedrooms,Kitchen,Living Room

Heating & Cooling

  • Heating features: See Remarks,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508055030000000030000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 25 x 90

Parking

  • Parking features: None,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$229$2,748
Property Taxes $845$10,140
Electricity $193$2,318
Total$3,537$42,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,268/yr
40% on housing$106,110/yr
45% on housing$94,320/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07503$459
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07503$327
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$549,000
2022-10-05Listing removed--
2022-03-29Listed for sale$475,000

For Sale by Agent

AgentLinda Iriarte
BrokerageUnicasa Union Realty Inc

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