90 Live Oak St, Alvarado, TX, 76009
About This Home
Welcome to your peaceful lake retreat in the Blue Water Oaks community of Alvarado. This charming 2-bedroom, 1-bath home offers the perfect blend of comfort, efficiency, and relaxed lakeside living all located outside city limits for added freedom and tranquility. Thoughtfully built with spray foam insulation and a tankless water heater, this home is designed for energy efficiency and everyday comfort. Whether you’re searching for a full-time residence, weekend getaway, or investment opportunity, this move-in ready property offers an inviting space to settle in and enjoy. Blue Water Oaks residents enjoy access to a variety of private community amenities including a swimming pool, boat ramp, fishing dock, playground, and private community water and sewer services — creating the perfect setting for outdoor recreation and lake living. Owner financing is available, and the property also qualifies for USDA 0% down financing, making homeownership even more accessible. Enjoy peaceful surroundings, community amenities, and the charm of lake life all in one affordable package.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Bedroom
- Level: First
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Eat-in Kitchen,Granite Counters,Kitchen Island
- Flooring: Vinyl
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 900 sqft
Living Room
- Level: First
- Dimensions: 13 x 15
Master Bedroom
- Level: First
- Dimensions: 10 x 10
Property
Details
- Parcel number: 126232300900
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
Lot
- Lot size: 2,570 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $996 | $11,952 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $272 | $3,264 |
| Electricity | $238 | $2,859 |
| Total | $1,643 | $19,716 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $196,999 |
| 2025-09-08 | Listing removed | $29,900 |
| 2025-07-14 | Price change | $29,900 |
| 2025-06-05 | Price change | $32,390 |
| 2025-05-08 | Price change | $32,890 |
| 2025-04-22 | Price change | $33,890 |
| 2025-04-08 | Price change | $34,890 |
| 2025-03-09 | Listed for sale | $34,990 |
New Construction
View on Zillow