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1029 W Virginia Dr, Sebring, FL, 33870

3beds
2baths
0sqft
$142,500
--price/sqft
$1,128/moest. monthly cost
$45,120/yrincome needed

About This Home

Looking for a move-in ready home with modern comforts? This spacious and well-maintained 3 bedroom, 2 full bath mobile home offers 1,440 sq. ft. of living space with plenty of room for family and guests. Home Features: Primary suite with en suite bathroom & walk-in closet. Private guestroom with nearby bathroom. 3rd bedroom can be used as an office and has a closet for storage as well. Open and spacious kitchen with stainless steel appliances (oven/range, refrigerator, dishwasher, microwave, garbage disposal). Dining room, living room, breakfast area, and laundry room washer & dryer included. A recent 4 point inspection has been completed and is good for a year. Carpet & laminate flooring throughout. Only 5 years old - modern construction and energy-efficient systems This home is unfurnished, giving you a blank canvas to design your dream living space! Community Amenities: HEATED POOL - SHUFFLEBOARD COURTS - FITNESS CENTER - BILLARDS ROOM - CHIPPING GREEN - LIBRARY - NATURE PRESERVE - CLUBHOUSE - HOBBY ROOM - HORSESHOE PITS - CORNHOLE - COIN LAUNDRY - FREE WIFI (POOL PATIO) - FISH CLEANING STATION

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
5/10
Sebring Middle SchoolGrades 6-82.3 mi
3/10
Sebring High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,440

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 549

Features

  • Patio & porch: Patio,Covered Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Street

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $720$8,640
Home Insurance *$130$1,560
Property Taxes $81$972
Electricity $197$2,366
Total$1,128$13,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,674/yr
40% on housing$33,840/yr
45% on housing$30,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$97
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Price change$145,900
2025-10-27Price change$149,500
2025-08-22Listed for sale$156,000
2025-08-21Listing removed$156,000
2025-05-27Listed for sale$156,000
2024-05-10Listing removed--
2024-02-23Price change$157,900
2024-02-13Price change$159,900
2024-01-31Price change$164,900
2024-01-21Price change$159,000
2024-01-12Price change$159,900
2023-12-30Price change$162,400
2023-11-16Price change$165,700
2023-11-01Price change$169,900
2023-10-27Price change$170,900
2023-10-20Price change$172,900
2023-10-15Price change$173,900
2023-09-28Price change$175,000
2023-09-24Listed for sale$179,400
2022-06-30Listing removed--
2022-06-08Listed for sale$139,000
2022-05-17Listing removed--
2022-05-09Listed for sale$139,000
2022-04-25Listing removed--

For Sale by Agent

AgentKeith Hinkle
BrokerageFlorida Mobile Homes on Sale, Inc.

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