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130 W Gist Ave, Roff, OK, 74865

3beds
3baths
1,644sqft
$190,000
$116price/sqft
$1,496/moest. monthly cost
$59,840/yrincome needed

About This Home

3-BEDROOM BRICK HOME ON A LARGE CORNER LOT IN ROFF WITH FLEX ROOM, STORM SHELTER & RECENT HVAC! Looking for a move-in ready brick home in Roff with extra living space, a large yard, and a traditional floor plan? Welcome to 130 W. Gist Ave., where this two-family-owner home sits on a spacious corner lot beneath mature shade trees in one of southern Oklahoma's most sought-after small-town communities. The spirit of the home is comfortable, everyday living. Enjoy mornings with natural light filling the oversized living room, gather in the spacious kitchen with abundant cabinet space, and appreciate a floor plan where every room has its own purpose. Outside, the shaded yard offers plenty of space to relax, garden, play, or simply enjoy the slower pace of small-town life. Built in 1971, this brick ranch offers 1,644 square feet (county records) with 3 bedrooms, 2 full bathrooms, 1 half bathroom, and a flexible bonus room that has previously been used as a bedroom (without a closet). The dedicated laundry room also serves as a convenient secondary bathroom. The oven, cooktop, and dishwasher will remain with the home. Recent improvements include a new central heat pump and air system installed in September 2025. Additional features include a 2-car attached carport, storm shelter, and separate storage building. Utilities include OG&E electric, City of Roff water, sewer and trash service, onsite propane tank, and Sparklight internet availability. LOCATED ON THE CORNER OF W. GIST AVE. AND N. 9TH ST., THIS HOME IS JUST MINUTES FROM ROFF SCHOOLS AND OFFERS CONVENIENT ACCESS TO HIGHWAY 377 FOR COMMUTING TO ADA, SULPHUR, OR PAULS VALLEY WHILE ENJOYING THE CHARM OF SMALL-TOWN OKLAHOMA.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Roff Elementary SchoolGrades PK-80.3 mi
7/10
Roff High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Gas Water Heater,Oven,Range,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Laminate Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection,Programmable Thermostat
  • Window features: Aluminum Frames
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 113000067004000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Concrete Driveway,Gravel Driveway,Lighting
  • Fencing: None
  • Living area range: 1500-1750 SqFt

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Ice Storm
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Pontotoc County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $297$3,564
Property Taxes $95$1,140
Electricity $144$1,732
Total$1,496$17,952

Income You'd Need if You Spent...

35% on housing$51,291/yr
40% on housing$44,880/yr
45% on housing$39,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 74865$160
Pontotoc County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 74865$118
Pontotoc County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$190,000
2022-05-12Sold$180,000
2022-03-25Pending sale$180,000

For Sale by Agent

AgentChristina Franklin
BrokerageSpirit Realty Group, LLC

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