9440 LEMON DROP LOOP, Ruskin, FL, 33573
About This Home
Welcome to your piece of paradise in the highly sought-after Belmont community of Sun City Center! Quiet & secluded yet less than a 30- mile drive to the Tampa Airport and everything Tampa has to offer, including sports venues, beaches, and more. Upon arriving, you will notice mature landscaping and great curb appeal. The backyard is fully fenced with a playground and shed. Once inside, you’ll love the open-concept design featuring a spacious kitchen with plenty of countertop and cabinet storage, a center island, and walk-in pantry. All five bedrooms are upstairs, including a large primary suite with a walk-in closet and an en-suite bath featuring dual vanities. Additional features include a whole house water softener, a kitchen sink reverse osmosis alkaline water system, and metal hurricane shutters. This community offers resort-style amenities such as a community pool, clubhouse, basketball and tennis courts, walking trails, and multiple playgrounds while remaining close to shopping, dining, and entertainment. Ask your agent for the fully interactive 3D tour and prepare to fall in love!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Refrigerator
- Laundry features: Inside,Laundry Room
Bathroom1
- Features: No Closet
- Level: First
Bedroom1
- Features: Walk-In Closet(s)
- Level: Second
Bedroom2
- Features: Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Family Room
- Level: Second
Features
- Eating Space In Kitchen,In Wall Pest System,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters
- Door features: French Doors
- Window features: Hurricane Shutters
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,734
- Total interior livable area: 2,264 sqft
Kitchen
- Features: Storage Closet
- Level: First
- Dimensions: 13x12
Laundry
- Features: No Closet
- Level: First
- Dimensions: 15x14
Living Room
- Features: No Closet
- Level: First
- Dimensions: 11x18
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: U243119C5D00002400043.0
- Zoning: RES
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: Irrigation System
Lot
- Lot size: 4,840 sqft
- Lot size dimensions: 40 x 121
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $273 | $3,276 |
| Property Taxes | $597 | $7,164 |
| Electricity | $227 | $2,734 |
| Total | $2,892 | $34,704 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $345,000 |
| 2026-07-18 | Price change | $355,000 |
| 2026-05-23 | Listed for sale | $365,000 |
| 2025-12-03 | Listing removed | $374,900 |
| 2025-12-01 | Listing removed | $2,500 |
| 2025-11-11 | Price change | $2,500 |
| 2025-11-01 | Listed for rent | $2,800 |
| 2025-10-30 | Price change | $374,900 |
| 2025-09-30 | Price change | $379,900 |
| 2025-08-11 | Price change | $385,000 |
| 2025-06-30 | Listed for sale | $390,000 |
| 2022-01-31 | Sold | $333,800 |
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