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1640 S Scenic Hwy #41, Frostproof, FL, 33843

2beds
2baths
0sqft
$39,900
--price/sqft
$447/moest. monthly cost
$17,880/yrincome needed

About This Home

Welcome to easy living in Hickory Lake Estates, Frostproof's premiere 55+ lakefront community! This well-maintained 1988 single-wide home sits on an oversized lot and features two spacious master suites, each with its own en suite bathroom with a tub/shower combo. Both baths offer new sinks, light fixtures, and flooring. The open-concept kitchen, living, and dining area flows into a huge screened lanai-perfect for entertaining! The kitchen includes a new refrigerator, newer range and microwave, new cabinet doors and pulls, and a ceiling fan. In 2022, the home was updated with laminate flooring, and most recently, owners added new porch and step railings, new gutters, under skirting, and upgraded the electrical system to accommodate the water heater that is just 3 years old. Another plus is the AC is only 5 years old. Offered partially furnished, including all kitchen appliances and washer/dryer, this home is ready for you to move right in. Hickory Lake Estates is located in a rural setting just outside of Frostproof, FL. This wonderful little community provides an active clubhouse, pool, picnic area, fishing pier, and boat launch with access to Hickory Lake. You decide - do as little or as much as you would like, all for only approximately $638 per month lot rent. This fee includes water, sewer, and trash removal. Call Patti today to tour! *All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listing company cannot guarantee or warrant the accuracy of this information or condition of the property. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the park manager.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Property

Details

  • On leased land: Yes
  • Lease amount: 638

Features

  • Patio & porch: Screened Porch

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$25$300
Property Taxes $24$288
Electricity $197$2,366
Total$447$5,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,325/yr
40% on housing$13,410/yr
45% on housing$11,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33843$109
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33843$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-21Listed for sale$47,000
2025-08-16Listing removed$47,000
2025-05-02Listed for sale$47,000
2022-05-17Listing removed--
2022-04-01Contingent$38,900
2022-03-21Listed for sale$38,900

For Sale by Agent

AgentPatricia Black
BrokerageLighthouse Mobile Home Sales

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