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305 Arlington Ave #2, Jersey City, NJ, 07304

3beds
3baths
1,350sqft
$685,000
$507price/sqft
$4,842/moest. monthly cost
$193,680/yrincome needed

About This Home

A residence where style, space, and private outdoor living converge in one of Jersey City’s most exciting neighborhoods. This beautifully renovated three-bedroom, two-and-a-half-bath home offers a clean, modern layout with an effortless open flow, perfectly suited for relaxed living and refined entertaining. Thoughtful upgrades include Google Home connectivity for lighting, thermostat and cameras, along with Samsung SmartThings appliances for a more intuitive everyday experience. At the top, a private rooftop terrace with sweeping New York City skyline views becomes the defining feature of the home. Designed with state-of-the-art roof deck tile and drainage, along with new flashing and scuppers, this outdoor space is built for morning coffee, golden hour cocktails, and summer nights under the stars. Located in the heart of Bergen-Lafayette, the home is just 0.2 miles — approximately a three-minute walk — to the Garfield Avenue Light Rail, with access to World Trade Center in approximately 30 minutes and Downtown Jersey City in about 15 minutes. You’re also moments from Torico, local coffee shops, restaurants, Berry Lane Park, Liberty State Park, and direct NYC access via PATH, light rail, and bus lines. For the buyer who values design, lifestyle, smart-home convenience, and location, this is it.

Getting Around

80
WalkingVery Walkable
73
TransitExcellent Transit
55
BikeBikeable

Schools

3/10
Ollie Culbreth Jr. SchoolGrades PK-80.3 mi
1/10
Lincoln High SchoolGrades 9-120.4 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level,Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Terrace,Private Roof Top,1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Other equipment: Intercom
  • Exclusions: All personal items.

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$296$3,552
Property Taxes $890$10,680
Electricity $193$2,318
Total$4,842$58,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,011/yr
40% on housing$145,260/yr
45% on housing$129,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$387
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$695,000
2026-04-23Price change$710,000
2026-03-20Listed for sale$725,000
2022-10-17Sold$645,000
2022-07-27Listed for sale$647,000
2022-06-20Listing removed$647,000
2022-06-07Listed for sale$647,000
2022-05-23Listing removed--
2022-05-22Listing removed$647,000
2022-05-22Price change$647,000
2022-05-06Listed for sale$675,000
2022-04-01Price change$3,750
2022-03-20Listed for rent$4,000

For Sale by Agent

AgentTANIELLE POWELL
BrokeragePROMINENT PROPERTIES SOTHEBY'S INTERNATIONAL REALTY

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