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740 Preserve Dr, South Haven, MI, 49090

5beds
4baths
2,498sqft
$699,000
$280price/sqft
$4,826/moest. monthly cost
$193,040/yrincome needed

About This Home

Welcome to the Harbor Club! Exceptional turnkey investment opportunity in South Haven's sought-after North Shore. Offering strong short-term rental performance and rare grandfathered occupancy for up to 16 guests, this 2022 custom built home features 5 bedrooms and 3.5 baths, thoughtfully designed for comfort and rental appeal. The open-concept layout highlights quality craftsmanship and modern finishes, including luxury vinyl plank flooring and a beautifully appointed kitchen with quartz countertops, ideal for entertaining. The finished lower level adds valuable living space with a rec room, egress windows, and a private fifth bedroom and full bath, providing flexibility for guests and extended stays. Enjoy outdoor living on the patio, along with the convenience of an attached two-car garage. Harbor Club amenities include a marina, two pools- one of which converts to an indoor pool, offering year-round enjoyment. Close to Newcome Beach and downtown South Haven!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
North Shore ElementaryGrades 4-50.6 mi
5/10
Baseline Middle SchoolGrades 6-80.3 mi
--
WAY South HavenGrades 9-121.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 30
  • Dimensions: 6.00 x 5.00

Bathroom2

  • Level: Upper
  • Area: 50
  • Dimensions: 5.00 x 10.00

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom4

  • Level: Upper
  • Area: 140
  • Dimensions: 10.00 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Center Island
  • Window features: Low-Emissivity Windows,Screens,Insulated Windows
  • Flooring: Laminate
  • Finished area below ground: 637

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,861
  • Total interior livable area: 2,498 sqft

Kitchen

  • Level: Main
  • Area: 153
  • Dimensions: 9.00 x 17.00

Master Bathroom

  • Level: Upper
  • Area: 55
  • Dimensions: 11.00 x 5.00

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15.00 x 14.00

Other

  • Level: Basement
  • Area: 120
  • Dimensions: 12.00 x 10.00

Other

  • Level: Basement
  • Area: 40
  • Dimensions: 5.00 x 8.00

Property

Details

  • Parcel number: 805387701600
  • Zoning description: R-2

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Indoor,Association Indoor Pool,Association
  • Spa features: Association
  • Waterfront features: Lake,River
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 58 x 62.57

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$374$4,488
Property Taxes $646$7,752
Electricity $272$3,269
Total$4,826$57,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,462/yr
40% on housing$144,780/yr
45% on housing$128,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$300
Van Buren County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$699,000
2022-06-10Sold$529,090
2022-03-19Pending sale$529,090

For Sale by Agent

AgentAmy O'Sullivan
BrokerageJaqua REALTORS

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