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24040 Us Highway 129, O'Brien, FL, 32071

2beds
2baths
2,028sqft
$398,750
$197price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

YOUR OWN 19-ACRE FLORIDA SANCTUARY - Picture 18.79 acres of productive Florida land where you can actually build the lifestyle you want - no HOA telling you what you can't do. This 2,028 sq ft ranch home (1975) gives you modern comfort while the land gives you possibilities: raise livestock, grow your own food forest, run a small farm operation, or simply enjoy the kind of space and quiet that's becoming rare. The home features 2 bed, 2 bath open - concept living with dual wood-burning fireplaces, large bonus room between bedrooms (perfect for office, gym, or guest suite), screened porch for Florida evenings, plus metal roof, well water, and septic system. The real value is in the infrastructure already in place: fenced and cross-fenced pastures ready for livestock, mature fruit and pecan trees producing now, four storage sheds plus detached 2-car garage with workshop, and rare US Highway 129 frontage for agricultural land. You're just 3.5 miles from Branford schools but completely private on your acreage, with paved road access for easy commuting and low flood risk for peace of mind during storm season. The established pastures and existing fencing mean you can start using the land immediately - no years of waiting for infrastructure. Whether you're starting a small farm, keeping horses, or just want room for your family to spread out, this is turnkey country living with highway accessibility. Schedule your showing and see what 19 acres of freedom feels like.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Branford High SchoolGrades 6-123.5 mi
2/10
Suwannee Elementary SchoolGrades PK-518.6 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Refrigerator,Microwave,Dishwasher,Electric Range
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Ceiling Fan(s)
  • Window features: Other
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,028
  • Total interior livable area: 2,028 sqft

Property

Details

  • Parcel number: 3205S14E03720000000
  • Zoning: N/A

Features

  • Levels: One
  • Patio & porch: Screened
  • Fencing: Fenced

Lot

  • Lot size: 18.79 Acres
  • Lot size dimensions: 818,072.4

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Suwannee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,016$24,192
Home Insurance *$235$2,820
Property Taxes $222$2,664
Electricity $204$2,449
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32071$106
Suwannee County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 32071
Suwannee County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Price change$424,900
2025-10-10Listed for sale$434,900
2022-08-26Contingent$385,000
2022-08-03Price change$385,000
2022-07-18Listed for sale$399,000
2022-06-02Contingent$425,000
2022-04-29Price change$425,000
2022-03-18Listed for sale$450,000

For Sale by Agent

AgentMoe Mossa
BrokerageSavvy Avenue, LLC

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