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21902 Lake Whitney Ct, Porter, TX, 77365

2beds
2baths
1,776sqft
$400,000
$225price/sqft
$3,174/moest. monthly cost
$126,960/yrincome needed

About This Home

STUNNING HOME with $30,000 in UPGRADES!! Welcome to Fairway Pines at The Highlands, an Active Adult community for 55+ homebuyers. This beautiful one-story Caldwell Home is known for its unique design making this property extremely ENERGY EFFICIENT. This home features upgrades such as: PLANTATION SHUTTERS, ELECTRIC SHADES, WATER SOFTENER, ATTIC DECKING WITH SPRAY FOAM INSULATION, INTERIOR PAINT, WALLPAPER. COMING SOON.... enjoy exclusive amenities like a fitness room and a robust calendar of events all year round. With a full-time lifestyle director, you'll always have something fun to do. Plus, residents have access to all the incredible offerings at The Highlands. It's like having your own age-restricted retreat with the best of both worlds. Make this a second residence, as this is low maintenance and easy to LOCK AND LEAVE. Don't miss out on this special opportunity! Easy access to The Woodlands, Downtown, IAH.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
White Oak Middle SchoolGrades 6-84.6 mi
5/10
Porter High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone

Other

  • Builder name: Caldwell

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Oven,Microwave,Electric Cooktop,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Ceilings,All Bedrooms Down,En-Suite Bath,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,776
  • Total interior livable area: 1,776 sqft

Kitchen

  • Features: Island w/ Cooktop,Kitchen open to Family Room,Pantry,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only

Property

Details

  • Parcel number: 517986

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Lot size: 5,884 sqft
  • Features: Back Yard,Corner Lot,Near Golf Course,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$285$3,420
Property Taxes $629$7,548
Electricity $238$2,859
Total$3,174$38,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,822/yr
40% on housing$95,220/yr
45% on housing$84,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 77365$177
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77365$154
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for rent$3,000
2026-02-18Listing removed$3,000
2026-01-14Listed for rent$3,000
2024-12-16Listing removed$2,500
2024-11-14Listed for rent$2,500
2024-10-12Listing removed$410,000
2024-10-12Price change$410,000
2024-09-20Price change$425,000
2024-08-29Listed for sale$447,000
2022-09-07Listing removed--
2022-07-02Pending sale$415,000
2022-05-03Price change$415,000
2022-04-15Price change$460,000
2022-04-13Price change$420,000
2022-04-08Price change$460,000
2022-03-16Listed for sale$420,000

For Sale by Agent

AgentLori Welborn
BrokerageeXp Realty LLC

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