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3285 Budd Road, New Albany, IN, 47150

1beds
1baths
720sqft
$159,900
$222price/sqft
$1,177/moest. monthly cost
$47,080/yrincome needed

About This Home

Are you looking for that laid-back country life, while still being close to city amenities? If so, 3285 Budd Rd is calling your name! This cozy and completely renovated 1-BR (with wardrobe), 1-Bath home with new electric, new plumbing, new HVAC, and new roof offers the best of both worlds. The open living space, with new paint and flooring, features a well-laid-out kitchen with plenty of cabinets and all-new appliances. There is a separate laundry room, and a finished attic space (not included in SF). Outside, you will find plenty of parking in the paved driveway, a brand-new retaining wall, and a large fire pit. There is also a covered patio area with a porch swing that is perfect for watching the world and the wildlife go by. Since all the work has already been done, all you have to do is move in and enjoy! Property is a little over 1/2 acre -- 2 parcels of land - includes parcel 22-05-01-700-030-000-007.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Oven,Range,Refrigerator
  • Laundry features: Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 220501700029000007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Paved Driveway,Porch

Lot

  • Lot size: 0.51 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$98$1,176
Property Taxes $87$1,044
Electricity $184$2,212
Total$1,177$14,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,354/yr
40% on housing$35,310/yr
45% on housing$31,386/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$107
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$159,900
2026-06-15Listed for sale$179,900
2022-04-05Sold$60,000
2022-03-23Pending sale$65,000
2022-03-15Listed for sale$65,000

For Sale by Agent

AgentCandy Pierce
BrokerageJan Scholtz REALTORS

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