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2814 Spring Creek Trl, Prosper, TX, 75078

3beds
3baths
2,863sqft
$650,000
$227price/sqft
$4,118/moest. monthly cost
$164,720/yrincome needed

About This Home

PID is 100% Paid! Welcome to this exceptional home in the highly sought-after Creeks of Legacy community on the Prosper-Celina border, where timeless elegance meets everyday comfort. From the moment you arrive, you'll be captivated by the professionally designed landscaping, mature trees, and stunning curb appeal that give this home the look and feel of a professionally designed model. Inside, every detail has been thoughtfully curated to create a warm, sophisticated living space that's perfect for both entertaining and daily life. The immaculate condition and designer finishes throughout make this home truly move-in ready. This FABULOUS story and a half home boast with wood floors, crown molding, decorative lighting, whole house water softener and filtration system, plenty room for storage, pull out cabinet rack in kitchen cabinets, spacious three-car garage featuring epoxy-coated flooring, extra large pantry, electronic shade in kitchen nook and built-in safe in the primary closet. One of the home's most valuable features is the PID assessment IS paid in full, providing significant long-term savings since **no additional PID property taxes are required. Located in the award-winning Prosper ISD and the desirable Creeks of Legacy neighborhood, this remarkable property combines luxury, convenience, and exceptional value. Don't miss the opportunity to own a home that is as beautiful as it is practical. Community amenities include pool, playground, fitness center, tennis courts and nice trails throughout the neighborhood.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Moseley Middle SchoolGrades 6-82.3 mi
7/10
Prosper High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Plumbed For Gas,Water Softener,Tankless Water Heater,Water Purifier
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room,In Kitchen

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Features: Eat-in Kitchen
  • Level: First
  • Dimensions: 14 x 11

Dining Room

  • Level: First
  • Dimensions: 13 x 11

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 26 x 17

Half Bath

  • Features: Granite Counters
  • Level: Second
  • Dimensions: 5 x 6

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,863 sqft

Kitchen

  • Features: Built-in Features,Butler's Pantry,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 14 x 11

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 6 x 6

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 23 x 16

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Granite Counters,Jetted Tub,Linen Closet,Sitting Area in Primary,Separate Shower
  • Level: First
  • Dimensions: 8 x 12

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 13

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 11

Other

  • Features: Built-in Features,Dual Sinks,Granite Counters
  • Level: First
  • Dimensions: 5 x 11

Property

Details

  • Parcel number: R1094500M00401

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Brick,Fenced,Wood

Lot

  • Lot size: 8,755 sqft
  • Features: Interior Lot,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Driveway,Epoxy Flooring,Garage Faces Front,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$291$3,492
Property Taxes $227$2,724
Electricity $314$3,772
Total$4,118$49,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,188/yr
40% on housing$123,540/yr
45% on housing$109,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 75078$255
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75078$229
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$650,000

For Sale by Agent

AgentDiana Barnhouse
BrokerageJPAR North Metro

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