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6069 Ruthie Ln, Fruitport, MI, 49415

3beds
3baths
1,682sqft
$624,900
$372price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

Nestled on 9.59 secluded acres featuring a peaceful pond, this stunning custom-built ranch offers the perfect blend of modern comfort and natural beauty. Completed in 2023, the thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, and an open-concept layout that seamlessly blends everyday living with effortless entertaining. Step inside to expansive views of the private backyard, where the main living area is filled with natural light and designed to showcase the surrounding landscape. The living room and kitchen both open to a covered deck, creating an ideal space to relax, entertain, or simply enjoy the peaceful setting. A split-bedroom floor plan provides exceptional privacy, with two bedrooms and a full bathroom on one side of the home and a spacious primary suite on the other. Overlooking the backyard, the primary suite features a spa-like en suite complete with a double vanity, tiled shower, soaking tub, and a large walk-in closet. The walkout lower level is already drywalled and ready for your finishing touches, with plumbing in place for a third full bathroom and wet bar. Whether you envision additional bedrooms, a spacious recreation room, a home office, or the ultimate entertaining space, the possibilities are endless. If you've been searching for a newer custom home with acreage, privacy, and room to grow, this exceptional property delivers. As an added bonus, the property backs up to the Musketawa Trail, providing direct access to miles of scenic biking, walking, running, and rollerblading right from your backyard.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
Ravenna Middle SchoolGrades 5-87.6 mi
8/10
Ravenna High SchoolGrades 9-127.7 mi
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Center Island,Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 1,682 sqft

Property

Details

  • Parcel number: 16009200000430

Features

  • Stories: 1
  • Waterfront features: Pond

Lot

  • Lot size: 9.59 Acres
  • Features: Sidewalk,Wooded,Shrubs/Hedges
  • Lot size dimensions: 1177 x 329 x 1270 x 214 x 129

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$215$2,580
Property Taxes $572$6,864
Electricity $188$2,259
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 49415$226
Muskegon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 49415$182
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$624,900
2026-08-07Contingent$624,900
2026-07-30Price change$624,900
2026-07-24Listed for sale$639,900
2026-07-19Pending sale$639,900
2026-07-16Listed for sale$639,900
2022-05-05Sold$145,000
2022-03-17Pending sale$150,000
2022-03-11Listed for sale$150,000
2012-09-26Sold$35,000

For Sale by Agent

AgentAlec Peterson
BrokerageColdwell Banker Woodland Schmidt Grand Haven

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